644 Ferry St, Newark, NJ 07105 Property Records

Essex County and Newark City property record for 644 Ferry St, Newark, NJ 07105

Property Summary

Property Type	Single Family Home
Details	3,725 sqft · built 1902
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (Sep 2025)
Tax Bill	$6,082 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`14-02400-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`14-02400-0000-00025`
Alternative APN	`140240000025`

Interior

Stories	2 Stories
Building Area	3,725 sqft Living Area

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	140240000025
Street Address	644 FERRY ST
City	NEWARK
State	NJ
Zip	07105-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100
Legal Subdivision	CITY/NEWARK
Legal Block	2400
Legal Lot Number	25
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	1
Census Block	1012
Census Tract	7502

Owner

Source: Essex County and Newark City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	106 MILL ST, BELLEVILLE, NJ 07109-2917
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 29, 2022	Deed, Transfer · Conventional Mortgage PEAPACK GLADSTONE BANK
Nov 1, 2018	Warranty Deed, Transfer RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Sep 29, 2022 · Amount on Record
Deed Document Number	202556153
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 5, 2025
Property Address	644 FERRY ST, NEWARK, NJ 07105-4602
Document Number	0000056153
Instrument Date	Aug 20, 2025
Instrument	2025056153
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	PRESTIGE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 WILSON AVE # AVE1-51, AVE1-51, NEWARK, NJ 07105-3254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MILL ST, BELLEVILLE, NJ 07109-2917

Mortgage

Document Number	0000056156
Date	Sep 5, 2025
Instrument	2025056156

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 29, 2022
Property Address	644 FERRY ST, NEWARK, NJ 07105-4602
Document Number	0000088506
Instrument Date	Sep 13, 2022
Instrument	2022088506
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	TSG TITLE AGENCY INC, ATS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 LINCOLN PARK STE 100, 59, NEWARK, NJ 07102-2477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41-45 WILSON AVE # 6H, NEWARK, NJ 07105-3254

Mortgage

Document Number	0000088508
Date	Sep 29, 2022
Instrument	2022088508

Lender

Name	PEAPACK GLADSTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	Other
Max Rate	9.87%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 1, 2018
Property Address	644 FERRY ST, NEWARK, NJ 07105-4602
Document Number	0000094959
Instrument Date	Oct 13, 2015
Instrument	94959
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JESSICA WAY WAYNE NJ 074705489, WAYNE, NJ 07470-5489

Mortgage

Document Number	94960
Date	Nov 1, 2018
Instrument	94960

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,100 (-) Land $52,800 Building $99,300	$152,100 (-) Land $52,800 Building $99,300
2025	$6,082.00 (+5.15%)	$152,100 (-) Land $52,800 Building $99,300	$152,100 (-) Land $52,800 Building $99,300
2024	$5,784.00 (+1.8%)
2023		$152,100 Land $52,800 Building $99,300	$152,100 Land $52,800 Building $99,300
2022	$5,682.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	27 (1978–2021)
Claims Outside the SFHA	14 of 27
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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