644 Falling Waters Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 644 Falling Waters Dr, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,168 sqft · built 1978
Lot Size	0.969 acres (42,253 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Mar 2018)
Tax Bill	$1,165 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-2D-0022.0000`

Property Details

APN / Parcel Number

Primary APN	`02-2D-0022.0000`
Alternative APNs	`02-02-2D-0022.0000` `06114117`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,168 sqft Living Area
1st Floor Area	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	42,253 sqft (0.969 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06114117
Street Address	644 FALLING WATERS DR
City	FALLING WATERS
State	WV
Zip	25419-4771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.97 AC LOT #D35 SEC D POTOMAC HEIGHTS
Legal Subdivision	POTOMAC HEIGHTS
Legal Lot Number	D35
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1004
Census Tract	971104

Owner

Source: Berkeley County records · APN 02-2D-0022.0000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	644 FALLING WATERS DR, FALLING WATERS, WV 25419-4771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage APEX HOME LOANS INC
Mar 02, 2018	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP
Mar 02, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2018 · Amount on Record
Deed Sale	Mar 02, 2018 · Amount on Record
Deed Document Number	20180007827
Deed Book / Page	1202 / 287
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	644 FALLING WATERS DR, FALLING WATERS, WV 25419-4771
Transaction Type	Mortgage
Record Updated	Nov 05, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004319/265
Date	Oct 14, 2025
Book Page	4319/265
Instrument	20250029979

Lender

Name	WEST CAPITAL LENDING INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	644 FALLING WATERS DR, FALLING WATERS, WV 25419-4771
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003853/459
Date	Jan 31, 2022
Book Page	3853/459
Instrument	20220002992

Lender

Name	APEX HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	644 FALLING WATERS DR, FALLING WATERS, WV 25419-4771
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3241/539
Date	Mar 02, 2018
Book Page	3241/539
Instrument	20180007828

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Mar 02, 2018
Property Address	644 FALLING WATERS DR, FALLING WATERS, WV 25419-4771
Document Number	1202/287
Book / Page	1202 / 287
Map Reference	DD 245 PG 244
Instrument Date	Mar 01, 2018
Instrument	20180007827
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Tax	$638.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 FALLING WATERS DR, FALLING WATERS, WV 25419-4771

Tax Assessment & Valuation

Source: Berkeley County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,165.00 (-0.17%)	$95,880 (+3.77%) Land $41,400 Building $54,480	$159,800 (+3.77%) Land $69,000 Building $90,800
2023	$1,167.00	$92,400 Land $37,920 Building $54,480	$154,000 Land $63,200 Building $90,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 7, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Based on FCC filings for 100 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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