644 Fairway Dr, Boone, NC 28607 Property Records

Watauga County property record for 644 Fairway Dr, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,648 sqft · built 1959
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Sep 2021)
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2819-98-8992-000`

Property Details

APN / Parcel Number

Primary APN	`2819-98-8992-000`
Alternative APN	`1844500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,444 sqft
Basement Area	1,369 sqft
Finished Basement	1,369 sqft
Unfinished Basement	1,369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	36 sqft
Patio Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	1844500
Street Address	644 FAIRWAY DR
City	BOONE
State	NC
Zip	28607-5450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E2R1
Legal Description	SR 321
Legal Subdivision	SR 321
Jurisdiction	WATAUGA NC
Township / Civil Division	BLUE RIDGE
Census Block Group	3
Census Block	3013
Census Tract	920703

Owner

644 Fairway Dr is owned by an individual who bought it in September 2021.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1722, BOONE, NC 28607-0686
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Deed Document Number	2021711965
Deed Book / Page	2224 / 646
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 30, 2021
Property Address	644 FAIRWAY DR, BOONE, NC 28607-5450
Document Number	0022240646
Book / Page	2224 / 646
Instrument Date	Sep 30, 2021
Instrument	711965
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	644 FAIRWAY DR, 644, BOONE, NC 28607-5450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 FAIRWAY DR, BOONE, NC 28607-5450

Mortgage

Document Number	0000711966
Date	Sep 30, 2021
Instrument	711966

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 644 Fairway Dr was $1,326.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,400 (-) Land $32,900 Building $287,500
2025	$1,326.00	$320,400 Land $32,900 Building $287,500
2024			$331,000 Land $32,900 Building $298,100
2023		$331,000 Land $32,900 Building $298,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 Fairway Dr in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	87 units insured incl. 30 condo units
Nearby Flood Claims	58 (1987–2024)
Claims Outside the SFHA	9 of 58
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Fairway Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOONE serves 19,811 people · EPA ID NC0195010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20