Union County and Union Township property record for 644 Fairfield Way, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,592 sqft · built 1949 |
| Lot Size | 0.192 acres (8,342 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $510,000 (Jun 2019) |
| Tax Bill | $13,994 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-01201-0000-00020 |
| Primary APN | 19-01201-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,592 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 8,342 sqft (0.192 acres) |
| Lot Dimensions | 119 ft deep x 70 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 644 FAIRFIELD WAY |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-9137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1201 |
| Legal Lot Number | 20 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 33400 |
Source: Union County and Union Township records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 644 FAIRFIELD WAY, UNION, NJ 07083-9137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Jun 14, 2019 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on Record |
| Deed Sale | Jun 14, 2019 · Amount on Record |
| Prior Sale | Jan 5, 2010 · Amount on Record |
| Deed Document Number | 2019313885 |
| Deed Book / Page | 6326 / 2378 |
| Prior Transfer Date | Oct 13, 2011 |
| Prior Transfer Doc | 0058820204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 13, 2026 |
| Property Address | 644 FAIRFIELD WAY, UNION, NJ 07083-9137 |
| Document Number | 0000094699 |
| Book / Page | 15828 / 2461 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202694699 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 644 FAIRFIELD WAY, UNION, NJ 07083-9137 |
| Document Number | 0000094699, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 15828/2461 |
| Instrument | 202694699 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 644 FAIRFIELD WAY, UNION, NJ 07083-9137 |
| Document Number | 0146852719 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 644 FAIRFIELD WAY UNION NJ 070839137, UNION, NJ 07083-9137 |
| Document Number | 0146852719 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 014685/002719 |
| Instrument | 690578 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 14, 2019 |
| Property Address | 644 FAIRFIELD WAY, UNION, NJ 07083-9137 |
| Document Number | 0063262378 |
| Book / Page | 006326 / 002378 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 313885 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 644 FAIRFIELD WAY UNION NJ 070839137, UNION, NJ 07083-9137 |
| Document Number | 145652078 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 014565/002078 |
| Instrument | 673905 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2049 |
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,000 (-) Land $22,200 Building $37,800 | $60,000 (-) Land $22,200 Building $37,800 | |
| 2025 | $13,994.00 (+4.35%) | $60,000 (-) Land $22,200 Building $37,800 | $60,000 (-) Land $22,200 Building $37,800 |
| 2024 | $13,411.00 (+6.87%) | ||
| 2023 | $60,000 Land $22,200 Building $37,800 | $60,000 Land $22,200 Building $37,800 | |
| 2022 | $12,549.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1983–2026) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2026 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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