644 Ellerbee Rd, Lucedale, MS 39452 Property Records

Jackson County property record for 644 Ellerbee Rd, Lucedale, MS 39452

Property Summary

Property Type	Mobile Home
Details	780 sqft · built 1979
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on File
Tax Bill	$232 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`462.04-00-0076.00`

Property Details

APN / Parcel Number

Primary APN	`462.04-00-0076.00`
Alternative APNs	`01504040.055` `076384`

Interior

Stories	1 Story
Building Area	780 sqft Heated Area

Exterior

Year Built	Built 1979
Architectural Style	Mobile/Manufactured
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Lot Area	239,580 sqft (5.5 acres)

Location & Zoning

Account Number	076384
Street Address	644 ELLERBEE RD
City	LUCEDALE
State	MS
Zip	39452-5021
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BEG NEC LT 1 BIG CEDAR HIGHLANDS S/D S 89* W 669.9' N 453.51' S 89* E 186.85' N 86* E 175.08' S 33* E 91.49' S 34* E ALG W/RO
Legal Range	06W
Legal Township	04S
Legal Section	04
Legal Subdivision	BIG CEDAR HIGHLANDS
Legal Lot Number	1
Jurisdiction	JACKSON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2019
Census Tract	40104

Owner

Source: Jackson County records · APN 462.04-00-0076.00

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	644 ELLERBEE RD, LUCEDALE, MS 39452-5021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage NAVIGATOR CREDIT UNION
Nov 22, 2005	Deed of Trust, Mortgage VESTER D MORGAN AND WIFE, VERONICA W MOR
Oct 22, 2009	Deed of Trust, Mortgage MERCHANTS AND MARINE BANK
Nov 21, 2012	Deed of Trust, Mortgage MERCHANTS & MARINE BANK
Oct 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVIGATOR CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2022
Deed Sale	Oct 27, 2022
Deed Document Number	0002096513
Deed Book / Page	2096 / 513
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	644 ELLERBEE RD, LUCEDALE, MS 39452-5021
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003949/388
Date	Oct 27, 2022
Book Page	3949/388
Instrument	202224209

Lender

Name	NAVIGATOR CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2037

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	644 ELLERBEE RD, LUCEDALE, MS 39452-5021
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25818 OLD AMERICUS RD, LUCEDALE, MS 39452-7206
Investor	Possibly a Property Investor

Mortgage

Document Number	002332/862
Date	Nov 22, 2005
Book Page	2332/862
Instrument	200528099

Lender

Name	VESTER D MORGAN AND WIFE, VERONICA W MOR
Type	Private Party
Address	2228 RIVERSIDE DR, MOBILE, AL 36605

Agreement

Amount	Amount Recorded
Term	1 Months
Due	Dec 06, 2005

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	644 ELLERBEE RD, LUCEDALE, MS 39452-5021
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1097, HURLEY, MS 39555-1097

Mortgage

Document Number	002854/200
Date	Oct 22, 2009
Book Page	2854/200
Instrument	200920827

Lender

Name	MERCHANTS AND MARINE BANK
Address	PO BOX 729, PASCAGOULA, MS 39568

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Oct 20, 2012

Interest

Rate	7.75%

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	644 ELLERBEE RD, LUCEDALE, MS 39452-5021
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1097, HURLEY, MS 39555-1097

Mortgage

Document Number	003086/495
Date	Nov 21, 2012
Book Page	3086/495
Instrument	201219231

Lender

Name	MERCHANTS & MARINE BANK
Address	3118 PASCAGOULA ST, PASCAGOULA, MS 39567

Agreement

Amount	Amount Recorded
Term	35 Months
Due	Oct 20, 2015

Interest

Rate	6.5%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Oct 27, 2022
Property Address	644 ELLERBEE RD, LUCEDALE, MS 39452-5021
Document Number	002096/513
Book / Page	2096 / 513
Instrument Date	Oct 26, 2022
Instrument	202224208
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14724 BOURNE RD, MOSS POINT, MS 39562-8768

Mortgage

Document Number	0202224209
Date	Oct 27, 2022
Instrument	202224209

Lender

Name	NAVIGATOR CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2037

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$232.00 (+1.75%) Homeowner's exemption	$2,968 (+2.17%) Land $2,812 Building $156	$29,682 (+2.19%) Land $28,120 Building $1,562
2024	$228.00 (+0.88%) Homeowner's exemption	$2,905 (-) Land $2,736 Building $169	$29,046 (-) Land $27,360 Building $1,686
2023	$226.00 (-52.72%)	$2,905 (-29.22%) Land $2,736 Building $169	$29,046 (+6.16%) Land $27,360 Building $1,686
2022	$478.00	$4,104 Land $4,104	$27,360 Land $27,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (28059C), as of December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280590401042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	High above 72% of the US · above 90% of Mississippi
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Singing River Connect Fiber	1,000 / 1,000
Telapex Fixed Wireless	100 / 20

Based on FCC filings for 24 locations within half a mile of this property.

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