644 Eldorado Dr, Escondido, CA 92025 Property Records

San Diego County property record for 644 Eldorado Dr, Escondido, CA 92025 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1991
Square Footage2,131 sqft Living Area
Lot Size2.71 acres
OccupancyOwner Occupied
Last Sale$1,155,000 (2025)
Tax Bill$8,373.00 (2025)

Property Details

APN / Parcel Number

Primary APN237-030-36-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,131 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area118,048 sqft
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address644 ELDORADO DR
CityESCONDIDO
StateCA
Zip92025-6348
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 188 LOT 4 2.93 AC M/L IN TR 000725
Legal SubdivisionRANCHO RINCON DEL DIABLO
Legal Tract000725
Legal Block188
Legal Lot Number4
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup3
Census Block3013
Census Tract20705

Owner

Source: San Diego County records · APN 237-030-36-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address644 ELDORADO DR, ESCONDIDO, CA 92025-6348
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
CROSSCOUNTRY MORTGAGE
Aug 08, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 23, 2025 · Amount on Record
Deed SaleJul 23, 2025 · Amount on Record
Prior SaleMar 23, 2015 · Amount on Record
Deed Doc Number2025201170
Prior Transfer DateMar 13, 2015
Prior Transfer Doc0000134462
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJun 18, 2026
Property Address644 ELDORADO DR, ESCONDIDO, CA 92025-6348
Document Number0000175227
Instrument DateJun 10, 2026
Instrument2026175227
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address644 ELDORADO DR, ESCONDIDO, CA 92025-6348

Mortgage

Document Number0000175227,
DateJun 18, 2026
Instrument2026175227
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.36%
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address644 ELDORADO DR, ESCONDIDO, CA 92025-6348
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyRADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 ELDORADO DR, ESCONDIDO, CA 92025-6348

Mortgage

Document Number0000320156
DateAug 08, 2022
Instrument2022-0320156
Lender
NameUS BANK NA
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,155,000 (+56.27%) Land $751,225 Building $403,775
2025$8,373.00 (+2.07%) Homeowner's exemption$739,128 (+4.04%) Land $480,737 Building $258,391
2024$8,203.00 (+2.41%)
2023$8,010.00 (+1.25%) Homeowner's exemption$710,428 Land $462,070 Building $248,358
2022$7,911.00

Flood & Wildfire

644 Eldorado Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
37th percentile of exposed land nationally · 22nd in California
Wildfire LikelihoodModerate — about 1 in 1,961 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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