644 E Wells St, Geneseo, IL 61254 Property Records

Henry County property record for 644 E Wells St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 704 sqft · built 1911
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Apr 2019)
Tax Bill	$2,458 (2024)
Deeds & Mortgages	Dec 2021 Sale Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-16-476-014`

Property Details

APN / Parcel Number

Primary APN	`08-16-476-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	704 sqft Living Area
1st Floor Area	704 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	644 E WELLS ST
City	GENESEO
State	IL
Zip	61254-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 SUB OF LOTS 7 & 10 THOMPSONS SUB OF N 1/2 LOT 16 SE SEC 16 CITY OF GENESEO
Legal Subdivision	CITY OF GENESEO
Legal Block	476
Legal Lot Number	7,16
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2016
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	644 E WELLS ST, GENESEO, IL 61254-1159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 5, 2019	Deed, Transfer · Conventional Mortgage AMERICAN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2019 · Amount on Record
Deed Sale	Apr 5, 2019 · Amount on Record
Prior Sale	Dec 21, 2006
Deed Document Number	201920-1901544
Last Transfer Date	Dec 18, 2024
Transfer Doc	0000005413
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Dec 29, 2021
Property Address	644 E WELLS ST, GENESEO, IL 61254-1159
Document Number	0000008536
Instrument Date	Dec 16, 2021
Instrument	20-2108536
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$76.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 E WELLS ST, GENESEO, IL 61254-1159

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY IL
Recording Date	Apr 5, 2019
Property Address	644 E WELLS ST, GENESEO, IL 61254-1159
Document Number	0000001544
Instrument Date	Feb 27, 2019
Instrument	20-1901544
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	GOMEZ TITLE & CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	644 E WELLS ST, GENESEO, IL 61254-1159

Mortgage

Document Number	0000001545
Date	Apr 5, 2019
Instrument	20-1901545

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,213 (+6.5%) Land $6,977 Building $25,236	$96,639 (+6.5%) Land $20,931 Building $75,708
2024	$2,458.00 (+85.37%)	$30,247 (+18.14%) Land $6,551 Building $23,696	$90,741 (+18.14%) Land $19,653 Building $71,088
2022		$25,602 Land $5,545 Building $20,057	$76,806 Land $16,635 Building $60,171
2021	$1,326.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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