644 E Washington St, Indianapolis, IN 46204 Property Records

Marion County property record for 644 E Washington St, Indianapolis, IN 46204

Property Summary

Property Type	Commercial
Details	27,126 sqft · built 1971
Lot Size	1.91 acres (83,200 sqft)
Owner	Company Name on File
Tax Bill	$52,693 (2023)
Deeds & Mortgages	Jun 2018 Mortgage Oct 2017 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`49-11-01-236-001.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-11-01-236-001.000-101`
Alternative APN	`1050456`

Interior

Stories	1 Story
Building Area	27,126 sqft Total Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1971
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	83,200 sqft (1.91 acres)
Utility Building	27,126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1050456
Old Parcel Number	1050456
Street Address	644 E WASHINGTON ST
City	INDIANAPOLIS
State	IN
Zip	46204-2621
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	ZO01
Legal Description	RAYS SUB L6 THRU L10 OL64 ALSO 204.15FT SL X 176FTON COLLEGE AVE S 1/2 OL65 & VAC ALLEY ADJ
Legal Range	03
Legal Township	15
Legal Section	01
Legal Subdivision	RAYS SUBDIVISION
Legal Lot Number	6
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2049
Census Tract	354201

Owner

644 E Washington St, a commercial property, is owned by a company that acquired it in October 2017.

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1 VIRGINIA AVE APT 901, 901, INDIANAPOLIS, IN 46204-3720
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE CITY BANK
Oct 25, 2017	Warranty Deed, Transfer ROYAL TITLE SERVICES, ROYAL TITLE SVCS
Aug 9, 2017	Grant Deed, Mortgage EDUCATION FUNDING LLC
Mar 13, 2017	Grant Deed, Construction Loan · Line of Credit FREDERICK G PFANNENSTIEHL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017
Deed Sale	Oct 25, 2017
Deed Document Number	0000119771
Record Updated	Jun 7, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	644 E WASHINGTON ST, INDIANAPOLIS, IN 46204-2621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062138
Date	Jun 25, 2018
Instrument	A201800062138

Lender

Name	LAKE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 21, 2023

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Oct 25, 2017
Property Address	644 E WASHINGTON ST, INDIANAPOLIS, IN 46204-2621
Document Number	0000119771
Instrument Date	Oct 17, 2017
Instrument	119771
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ROYAL TITLE SERVICES, ROYAL TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 VIRGINIA AVE #901 INDIANAPOLIS IN 462043720, 901, INDIANAPOLIS, IN 46204-3720

August 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MARION IN
Recording Date	Aug 9, 2017
Property Address	644 E WASHINGTON ST, INDIANAPOLIS, IN 46204-2621
Instrument Date	Aug 2, 2017
Instrument	90151
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	550 E WASHINGTON ST INDIANAPOLIS IN 462042611, INDIANAPOLIS, IN 46204-2611

Mortgage

Document Number	0000090151
Date	Aug 9, 2017
Instrument	90151

Lender

Name	EDUCATION FUNDING LLC
Address	19 W ELM ST, GREENWICH, CT 06830-6452

Agreement

Amount	Amount on Record

March 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MARION IN
Recording Date	Mar 13, 2017
Property Address	644 E WASHINGTON ST, INDIANAPOLIS, IN 46204-2621
Instrument Date	Mar 10, 2017
Instrument	30064
Transaction Type	Construction Loan
Record Updated	Mar 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	550 E WASHINGTON ST INDIANAPOLIS IN 462042611, INDIANAPOLIS, IN 46204-2611

Mortgage

Document Number	0000030064
Date	Mar 13, 2017
Instrument	30064

Lender

Name	FREDERICK G PFANNENSTIEHL
Address	81 BEACON ST, BOSTON, MA 02108-3421

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 12, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$52,693.00 (-19.76%)	$1,899,700 (-19.57%) Land $1,281,300 Building $618,400	$1,899,700 (-19.57%) Land $1,281,300 Building $618,400
2022	$65,670.00 (+3.2%)	$2,361,900 Land $1,830,400 Building $531,500	$2,361,900 Land $1,830,400 Building $531,500
2021	$63,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 E Washington St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 644 E Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xiber Fixed Wireless	2,400 / 2,400
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
On-Ramp Indiana Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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