Erie County and Buffalo City property record for 644 E Utica St, Buffalo, NY 14211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,646 sqft · built 1920 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $21,111 (Sep 2016) |
| Tax Bill | $357 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 100.52-6-52 |
| Primary APN | 140200 100.52-6-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,646 sqft Living Area |
| 1st Floor Area | 830 sqft |
| 2nd Floor Area | 816 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 120 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03671400 |
|---|---|
| Street Address | 644 E UTICA ST |
| City | BUFFALO |
| State | NY |
| Zip | 14211-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-3R |
| Legal Description | 33O. E HUMBOLDT |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 6 |
| Legal Lot Number | 52.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 3502 |
644 E Utica St is owned and occupied by two individuals who acquired it in July 2018.
Source: Erie County and Buffalo City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 E UTICA ST, BUFFALO, NY 14211-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed of Trust, Mortgage NEW YORK STATE HOUSING FINANCE AGENCY |
| Jul 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2016 · Amount on File |
| Deed Sale | Sep 15, 2016 · Amount on File |
| Deed Document Number | 2016194074 |
| Deed Book / Page | 11301 / 9412 |
| Last Transfer Date | Jul 7, 2018 |
| Transfer Doc | 0113317004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 644 E UTICA ST, BUFFALO, NY 14211-1224 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 644 E UTICA ST, BUFFALO, NY 14211-1224 |
| Document Number | 0141231010 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 14123/1010 |
| Instrument | 2024059188 |
| Name | NEW YORK STATE HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | NEW YORK, NY 10022 |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 12, 2018 |
| Property Address | 644 E UTICA ST, BUFFALO, NY 14211-1224 |
| Document Number | 0113317004 |
| Book / Page | 011331 / 007004 |
| Instrument Date | Jul 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 644 E UTICA ST BUFFALO NY 142111224, BUFFALO, NY 14211-1224 |
The 2026 property tax bill for 644 E Utica St was $357 with a homeowner's exemption, down 60.1% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357.00 (-60.07%) Homeowner's exemption | ||
| 2025 | $894.00 (+91.85%) | $108,000 (+217.65%) Land $5,000 Building $103,000 | $108,000 (+95.35%) Land $5,000 Building $103,000 |
| 2024 | $466.00 (+429.55%) Homeowner's exemption | $34,000 (-) Land $2,000 Building $32,000 | $55,285 (+13.82%) Land $3,252 Building $52,033 |
| 2023 | $88.00 Homeowner's exemption Senior Citizen's exemption | $34,000 Land $2,000 Building $32,000 | $48,571 Land $2,857 Building $45,714 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 E Utica St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 644 E Utica St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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