644 E Tremaine Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 644 E Tremaine Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,000 sqft · built 1979
Lot Size	0.773 acres (33,659 sqft)
Owner	2 Company Names on File
Last Sale	$600,000 (Dec 2019)
Tax Bill	$2,892 (2025)
Deeds & Mortgages	May 2026 Transfer Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-12-038`

Property Details

APN / Parcel Number

Primary APN	`304-12-038`
Alternative APN	`304120384`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,274 sqft
1st Floor Area	2,000 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	33,659 sqft (0.773 acres)
Parking Spaces	2 Parking Spaces
Pool Area	600 sqft
Patio Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	644 E TREMAINE AVE
City	GILBERT
State	AZ
Zip	85234-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-35
Legal Description	RIO CABALLO UNIT TWO MCR 195-25
Legal Range	6E
Legal Township	1S
Legal Section	7
Legal Subdivision	RIO CABALLO UNIT TWO
Legal Lot Number	18
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	422402

Owner

644 E Tremaine Ave is owned by a company that acquired it in April 2024.

Source: Maricopa County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	644 E TREMAINE AVE, GILBERT, AZ 85234-4602
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Dec 17, 2019	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on File
Deed Sale	Dec 17, 2019 · Amount on File
Prior Sale	Dec 30, 2016 · Amount on File
Deed Document Number	20191020458
Last Transfer Date	Apr 2, 2024
Transfer Doc	0000231972
Record Updated	Sep 20, 2026

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 26, 2026
Property Address	644 E TREMAINE AVE, GILBERT, AZ 85234-4602
Document Number	0000314331
Instrument Date	May 24, 2026
Instrument	2026314331
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	644 E TREMAINE AVE, GILBERT, AZ 85234-4602

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	644 E TREMAINE AVE, GILBERT, AZ 85234-4602
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 E TREMAINE AVE, GILBERT, AZ 85234-4602

Mortgage

Document Number	0000590052
Date	Jul 22, 2022
Instrument	20220590052

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	644 E TREMAINE AVE, GILBERT, AZ 85234-4602
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 E TREMAINE AVE, GILBERT, AZ 85234-4602

Mortgage

Document Number	0000209241
Date	Feb 24, 2021
Instrument	20210209241

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 17, 2019
Property Address	644 E TREMAINE AVE, GILBERT, AZ 85234-4602
Document Number	0001020458
Map Reference	MB 195 PG 25
Instrument Date	Dec 6, 2019
Instrument	20191020458
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	644 E TREMAINE AVE, 644, GILBERT, AZ 85234-4602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	644 E TREMAINE AVE, GILBERT, AZ 85234-4602

Mortgage

Document Number	0001020459
Date	Dec 17, 2019
Instrument	20191020459

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 644 E Tremaine Ave was $2,892.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,230 (+119%)	$842,300 (+2.46%) Land $168,400 Building $673,900
2025	$2,892.00	$38,462 (-52.8%)	$822,100 (+0.9%) Land $164,400 Building $657,700
2024		$81,480	$814,800 Land $162,900 Building $651,900
2023	$2,803.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 644 E Tremaine Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 E Tremaine Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network.

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