St. Joseph County property record for 644 E State St, Colon, MI 49040 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Square Footage | 1,337 sqft Building Perimeter |
| Lot Size | 32,670 sqft (0.75 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $110,000 (2022) |
| Tax Bill | $1,184.00 (2025) |
| Primary APN | 041-777-050-00 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,337 sqft Building Perimeter |
| 1st Floor | 854 sqft 1st Floor |
| Basement Area | 336 sqft Basement |
| Unfinished Basement | 336 sqft Unfinished |
| Lot Area | 32,670 sqft (0.75 acres) |
|---|---|
| Depth X Width | 246 ft x 132 ft Depth x Width |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 644 E STATE ST |
|---|---|
| City | COLON |
| State | MI |
| Zip | 49040-9311 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM AT NW COR LOT 1 SUBDIV OF PALMER EST TH S 2 RDS TO S MARGIN OF STATE ROAD TH SELY ALG ROAD 9.26 CH TO BEG TH S 16 RDS TH |
| Legal Subdivision | SUBDIVISION PALMER ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOSEPH MI |
| Minor Civil Division | COLON |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 41302 |
Source: St. Joseph County records · APN 041-777-050-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 644 E STATE ST, COLON, MI 49040-9311 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC |
| Feb 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC |
| Dec 20, 2018 | Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO |
| Feb 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on Record |
| Deed Sale | Feb 28, 2022 · Amount on Record |
| Prior Sale | Feb 24, 2017 · Amount on Record |
| Deed Doc Number | 20221811 |
| Prior Transfer Date | Aug 05, 2013 |
| Prior Transfer Doc | 1714/0278 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 644 E STATE ST, COLON, MI 49040-9311 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 644 E STATE ST, COLON, MI 49040-9311 |
| Document Number | 2022010012 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 2022010012 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 28, 2022 |
| Property Address | 644 E STATE ST, COLON, MI 49040-9311 |
| Document Number | 2022001811 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022001811 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | OAK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 E STATE ST, COLON, MI 49040-9311 |
| Date | Feb 28, 2022 |
|---|
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 644 E STATE ST, COLON, MI 49040-9311 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1943/0308 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 1943/0308 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 24, 2017 |
| Property Address | 644 E STATE ST, COLON, MI 49040-9311 |
| Document Number | 1859/0722 |
| Book / Page | 1859 / 0722 |
| Instrument Date | Feb 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | TITLE RESOURCE AGENCY, TITLE RESOURCES AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $593.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 905 BLOSSOM RD, 905, COLON, MI 49040-8714 |
| Name | Verified Name |
|---|---|
| Address | 644 E STATE ST, COLON, MI 49040-9311 |
| Document Number | 18590687 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 1859/0687 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Colon Township |
| Municipality | Colon Village |
| Unified School District | Colon Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,200 (+33.33%) | $166,400 (+33.33%) | |
| 2025 | $1,184.00 Homeowner's exemption | $62,400 Land $8,800 Building $53,600 | $124,800 Land $17,600 Building $107,200 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 11% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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