Navajo County property record for 644 E Osprey Ln, Pinetop, AZ 85935
| Property Type | Single Family Home |
|---|---|
| Details | 2,220 sqft · built 2003 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,000 (Jul 2021) |
| Tax Bill | $3,510 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Feb 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 311-12-038 |
| Primary APN | 311-12-038 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,220 sqft Living Area |
| Gross Area | 2,822 sqft |
| 1st Floor Area | 2,220 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 602 sqft |
| Deck Area | Deck Area |
| Patio Area | 281 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 644 E OSPREY LN |
|---|---|
| City | PINETOP |
| State | AZ |
| Zip | 85935-7133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | WOODLAND HILLS: LOT 38 PER PLATS 19-10 & 11. OUT OF 211-50-009A & 043A FOR 99 ROLL. |
| Legal Range | 23E |
| Legal Township | 08N |
| Legal Section | 06 |
| Legal Subdivision | WOODLAND HILLS |
| Legal Lot Number | 38 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 962502 |
644 E Osprey Ln is owned and occupied by two individuals who acquired it in June 2024.
Source: Navajo County records, as of June 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 E OSPREY LN, PINETOP, AZ 85935-7133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Feb 25, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2021 · Amount on File |
| Deed Sale | Jul 12, 2021 · Amount on File |
| Prior Sale | Feb 25, 2019 · Amount on File |
| Deed Document Number | 202115446 |
| Last Transfer Date | Jun 14, 2024 |
| Transfer Doc | 0000009635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Jul 12, 2021 |
| Property Address | 644 E OSPREY LN, PINETOP, AZ 85935-7133 |
| Document Number | 0000015446 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021-15446 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Title Company | LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 644 E OSPREY LN, 644, PINETOP, AZ 85935-7133 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 904 W TULSA ST, CHANDLER, AZ 85225-6907 |
| Document Number | 0000015447 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-15447 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Feb 25, 2019 |
| Property Address | 644 E OSPREY LN, PINETOP, AZ 85935-7133 |
| Document Number | 0000002377 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 2377 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $289.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 644 E OSPREY LN PINETOP AZ 85935, PINETOP, AZ 85935 |
The 2025 property tax bill for 644 E Osprey Ln was $3,510.
Source: Navajo County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Municipality | Pinetop-Lakeside Town |
| Unified School District | Blue Ridge Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $492,260 Land $72,721 Building $419,539 | ||
| 2025 | $3,510.00 | $45,659 Land $6,050 Building $39,609 | $456,588 Land $60,500 Building $396,088 |
| 2023 | $3,241.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 644 E Osprey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 E Osprey Ln is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 65% of Arizona |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINETOP WATER COMMUNITY FACILITIES DIST public/private · serves 3,250 people · EPA ID AZ0409021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Smith Bagley Fixed Wireless | 100 / 100 |
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