644 E Main St, New Castle, CO 81647 Property Records

Garfield County property record for 644 E Main St, New Castle, CO 81647

Property Summary

Property Type	Duplex
Details	5 bd · 3.75 ba · 2,538 sqft · built 1949
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$575,000 (Jul 2021)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2021 Sale & Mortgage + 1 more
APN	`R380200`

Property Details

APN / Parcel Number

Primary APN	`R380200`
Alternative APN	`212331101005`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,538 sqft Heated Area
Basement Area	360 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Patio Area	60 sqft
Balcony Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R380200
Street Address	644 E MAIN ST
City	NEW CASTLE
State	CO
Zip	81647-8720
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SECTION: 31 TOWNSHIP: 5 RANGE: 90 SUBDIVISION: SPENCERS ADD BLOCK: K LOT: 2 THRU:- LOT: 4
Legal Range	90
Legal Township	05
Legal Section	31
Legal Subdivision	SPENCERS ADD
Legal Block	K
Legal Lot Number	2
Jurisdiction	GARFIELD CO
Township / Civil Division	NEW CASTLE
Census Block Group	1
Census Block	1024
Census Tract	951902

Owner

Source: Garfield County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3910 ELM STREET RD, TROY, AL 36081-4659
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Jul 7, 2021	Special Warranty Deed, Transfer · Commercial Mortgage BANK OF COLORADO
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	Dec 14, 2005 · Amount on Record
Deed Document Number	2021959409
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	644 E MAIN ST, NEW CASTLE, CO 81647-8720
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000923410
Date	Jul 29, 2019
Instrument	923410

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	Jul 7, 2021
Property Address	644 E MAIN ST, NEW CASTLE, CO 81647-8720
Document Number	0000959409
Instrument Date	Jun 30, 2021
Instrument	959409
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000959410
Date	Jul 7, 2021
Instrument	959410

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	644 E MAIN ST, NEW CASTLE, CO 81647-8720
Document Number	0000889506
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 E MAIN ST NEW CASTLE CO 816478720, NEW CASTLE, CO 81647-8720

Mortgage

Document Number	0000889506
Date	Feb 27, 2017
Instrument	889506

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2032

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Garfield County
Municipality	New Castle Town
Unified School District	Garfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,826.00 (+27.7%)	$35,950 (+12.55%) Land $7,500 Building $28,450	$575,140 (+20.64%) Land $120,000 Building $455,140
2024	$2,213.00 (+11.26%)	$31,940 (-) Land $6,010 Building $25,930	$476,730 (-) Land $89,660 Building $387,070
2023	$1,989.00 (+15.1%)	$31,940 (+22.66%) Land $6,010 Building $25,930	$476,730 (+24.51%) Land $89,660 Building $387,070
2022	$1,728.00	$26,040 Land $5,100 Building $20,940	$382,890 Land $75,000 Building $307,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 78% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NEW CASTLE serves 5,024 people · EPA ID CO0123538
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting.

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