1. Home
  2. Florida
  3. Polk County
  4. Eagle Lake
  5. E Central Ave

644 E Central Ave, Eagle Lake, FL 33839 Property Records

Polk County property record for 644 E Central Ave, Eagle Lake, FL 33839 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1976
Square Footage1,300 sqft Living Area
Lot Size10,746 sqft (0.247 acres)
OccupancyOwner Occupied
Last Sale$270,000 (2026)
Tax Bill$887.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-29-07-679000-066014
Alternative APNs
  • 072926679000066014
  • 72926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,300 sqft Living Area
1st Floor1,300 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,746 sqft (0.247 acres)
Depth X Width130 ft x 82 ft Depth x Width
Garage TypeCarport Garage
Garage Area288 sqft Garage
CarportCarport
Carport Area288 sqft Carport
Pool Area450 sqft Pool
Shed1 Shed
Porch Area358 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address644 E CENTRAL AVE
CityEAGLE LAKE
StateFL
Zip33839-3411
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEAGLE LAKE PB 1 PG 12 TIER 6 BLK 6 PART LOTS 1 & 2 DES AS BEG NLY COR BLK 6 RUN S 45 DEG E 247.71 FT FOR POB CONT S 45 DEG E 82.57 FT S 45 DEG 01 MIN 15 SEC W 130 FT N 45 DEG W 82.57 FT N 45 DEG 01 MIN 15 SEC E 130 FT TO POB BEING TRACT 4 OF UNRE SUR
Legal Range26E
Legal Township29S
Legal Section07
Legal SubdivisionEAGLE LAKE
Legal Tract4
Legal Block6
Legal Lot Number1,2
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2048
Census Tract14600

Owner

Source: Polk County records · APN 26-29-07-679000-066014

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address644 E CENTRAL AVE, EAGLE LAKE, FL 33839-3411
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU
Jun 09, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 27, 2022Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2026 · Amount on Record
Deed SaleJun 09, 2026 · Amount on Record
Prior SaleApr 19, 2005 · Amount on Record
Deed Doc Number2026137773
Deed Book / Page14031 / 1289
Transfer Doc3623001471
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address644 E CENTRAL AVE, EAGLE LAKE, FL 33839-3411
Transaction TypeMortgage
Record UpdatedJun 24, 2026
Title CompanyEXECUTIVE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 E CENTRAL AVE, EAGLE LAKE, FL 33839-3411

Mortgage

Document Number0000142293
DateJun 02, 2021
Book Page11740/1151
Instrument2021142293
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 09, 2026
Property Address644 E CENTRAL AVE, EAGLE LAKE, FL 33839-3411
Document Number0000137773
Book / Page14031 / 1289
Instrument DateJun 08, 2026
Instrument2026137773
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyTITLE RESOLUTIONS, TITLE SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$190,890.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 E CENTRAL AVE, EAGLE LAKE, FL 33839-3411

Mortgage

Document Number0000137774,
DateJun 09, 2026
Instrument2026137774
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueJul 01, 2055
Interest
Rate6.23%
Max Rate-1%

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionPOLK FL
Recording DateOct 27, 2022
Property Address644 E CENTRAL AVE, EAGLE LAKE, FL 33839-3411
Document Number0000283143
Book / Page12464 / 873
Map ReferenceMB 31 PG 47
Instrument DateOct 03, 2022
Instrument2022283143
Transaction TypeTransfer
Record UpdatedNov 09, 2022

Transaction

AmountAmount Recorded
Tax$3.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 E CENTRAL AVE, EAGLE LAKE, FL 33839-3411

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$887.00 (+56.99%) Homeowner's exemption$88,751 (+5.99%)$217,567 (+2.96%) Land $33,000 Building $184,567
2023$565.00 (+6.81%) Homeowner's exemption$83,738 (+3%)$211,314 (+7.68%) Land $32,000 Building $179,314
2022$529.00 Homeowner's exemption$81,299$196,249 Land $27,000 Building $169,249

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures