Cook County property record for 644 E Carpenter Dr, Palatine, IL 60074 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,486 sqft · built 1968 |
| Lot Size | 0.226 acres (9,856 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Dec 2021) |
| Tax Bill | $9,939 (2023) |
| Deeds & Mortgages | Dec 2021 Sale Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-411-019 |
| Primary APN | 02-11-411-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,486 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,856 sqft (0.226 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 644 E CARPENTER DR |
|---|---|
| City | PALATINE |
| State | IL |
| Zip | 60074-3708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BANBURY) (LANE) A SUB IN SE SEC 11-42-10 |
| Legal Range | 10E |
| Legal Township | 42N |
| Legal Section | 11 |
| Legal Subdivision | BANBURY LANE |
| Legal Lot Number | 21 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PALATINE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 803605 |
Source: Cook County records · APN 02-11-411-019
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 644 E CARPENTER DR, PALATINE, IL 60074-3708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Oct 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE |
| Sep 14, 2018 | Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | Sep 14, 2018 · Amount on Record |
| Deed Document Number | 202118143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 21, 2021 |
| Property Address | 644 E CARPENTER DR, PALATINE, IL 60074-3708 |
| Document Number | 0035518143 |
| Instrument Date | Nov 13, 2021 |
| Instrument | 2135518143 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $455.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 434 SWAN CT, DEERFIELD, IL 60015-3669 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 644 E CARPENTER DR, PALATINE, IL 60074-3708 |
| Document Number | 1931045048 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 644 E CARPENTER DR PALATINE IL 600743708, PALATINE, IL 60074-3708 |
| Document Number | 1931045048 |
|---|---|
| Date | Nov 06, 2019 |
| Instrument | 31045048 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 05, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 14, 2018 |
| Property Address | 644 E CARPENTER DR, PALATINE, IL 60074-3708 |
| Document Number | 1825719218 |
| Instrument Date | Sep 06, 2018 |
| Instrument | 25719218 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7246 W TOUHY AVE CHICAGO IL 606314327, CHICAGO, IL 60631-4327 |
| Document Number | 1825719219 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 25719219 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Palatine Township |
| Municipality | Palatine Village |
| Elementary School District | Palatine Community Consolidated School District 15 (PK - 08) |
| Secondary School District | Township High School District 211 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $51,000 (+21.43%) Land $9,363 Building $41,637 | $510,000 (+21.43%) Land $93,630 Building $416,370 | |
| 2023 | $9,939.00 (-17.37%) | ||
| 2022 | $12,028.00 | $41,999 Land $7,884 Building $34,115 | $419,990 Land $78,840 Building $341,150 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318036052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 3 (1986–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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