644 E Arverne Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 644 E Arverne Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,952 sqft · built 1982
Lot Size	0.473 acres (20,582 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Jul 2019)
Tax Bill	$13,563 (2025)
Deeds & Mortgages	Apr 2021 Sale Jul 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`22-00069-0000-00005-01`

Property Details

APN / Parcel Number

Primary APN	`22-00069-0000-00005-01`
Alternative APN	`2200069000000005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,952 sqft Living Area
Gross Area	4,284 sqft
Basement Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	20,582 sqft (0.473 acres)
Lot Dimensions	147 ft deep x 140 ft wide
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	2200069000000005
Street Address	644 E ARVERNE AVE
City	OCEAN GATE
State	NJ
Zip	08740-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	140X147
Legal Subdivision	OCEAN GATE OCN CO NJ SEC 02 RE
Legal Block	69
Legal Lot Number	5.1
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	2
Census Block	2037
Census Tract	729000

Owner

Source: Ocean County and Ocean Gate Borough records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18 BRADSHAW RD, LAKEWOOD, NJ 08701-3126
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed, Transfer MADISON TITLE AGENCY LLC
Jul 8, 2019	Grant Deed, Transfer · Line of Credit LIMA ONE CAP
Jul 18, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Apr 19, 2011 · Amount on Record
Deed Document Number	201964176
Deed Book / Page	17527 / 676
Prior Transfer Date	Jan 26, 2011
Prior Transfer Doc	0000022207
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Apr 8, 2021
Property Address	644 E ARVERNE AVE, OCEAN GATE, NJ 08740-1139
Document Number	0184080257
Book / Page	18408 / 257
Instrument Date	Jan 30, 2021
Instrument	2021052874
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MADISON TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 BRADSHAW RD, 18, LAKEWOOD, NJ 08701-3126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BRADSHAW RD, LAKEWOOD, NJ 08701-3126
Investor	Possibly a Property Investor

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 8, 2019
Property Address	644 E ARVERNE AVE, OCEAN GATE, NJ 08740-1139
Document Number	0175270676
Book / Page	017527 / 000676
Instrument Date	Jun 27, 2019
Instrument	64176
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18 BRADSHAW RD LAKEWOOD NJ 087013126, LAKEWOOD, NJ 08701-3126

Mortgage

Document Number	175270683
Date	Jul 8, 2019
Book Page	017527/000683
Instrument	64177

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 7, 2020

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	644 E ARVERNE AVE, OCEAN GATE, NJ 08740-1139
Document Number	0171871042
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	644 E ARVERNE AVE OCEAN GATE NJ 087401139, OCEAN GATE, NJ 08740-1139

Mortgage

Document Number	0171871042
Date	Jul 25, 2018
Book Page	017187/001042
Instrument	72750

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

Tax Assessment & Valuation

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$744,800 (-) Land $225,800 Building $519,000	$744,800 (-) Land $225,800 Building $519,000
2025	$13,563.00 (+10.77%)	$744,800 (+99.36%) Land $225,800 Building $519,000	$744,800 (+99.36%) Land $225,800 Building $519,000
2024	$12,244.00 (+17.86%)
2023		$373,600 Land $96,200 Building $277,400	$373,600 Land $96,200 Building $277,400
2022	$10,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	81 (1984–2021)
Claims Outside the SFHA	7 of 81
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 66% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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