644 E 340 S, American Fork, UT 84003 Property Records

Utah County property record for 644 E 340 S, American Fork, UT 84003

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 2,120 sqft · built 2022
Lot Size	0.021 acres (923 sqft)
Owner	Individual Name on File
Last Sale	$535,325 (Jan 2026)
Tax Bill	$2,179 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Jan 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`65-544-0118`

Property Details

APN / Parcel Number

Primary APN	`65-544-0118`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	2,594 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Stucco
Roof Material	Other
Lot Area	923 sqft (0.021 acres)
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	644 E 340 S
City	AMERICAN FORK
State	UT
Zip	84003-3324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UNIT 118, CK FARMS, TERRACOM COMMUNITIES, PHASE 1 SUB AREA 0.021 AC.
Legal Subdivision	CK FARMS, TERRACOM COMMUNITIES, PHASE 1
Legal Phase	1
Legal Unit	118
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	2
Census Block	2007
Census Tract	400

Owner

Source: Utah County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2448 W DAWN ST, MAPLETON, UT 84664-3290
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK
Jan 30, 2026	Warranty Deed, Transfer · Commercial Mortgage CK FARMS 644 LLC
May 30, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
Aug 31, 2020	Grant Deed, Transfer · Line of Credit BRMK LNDG LLC
Aug 31, 2020	Warranty Deed, Transfer FIRST LIBERTY TITLE LC, 1ST LIBERTY TITLE LC
Jul 8, 2020	Quit Claim Deed, Transfer BACKMAN OREM
Aug 2, 2019	Trustee's Deed, Transfer · Line of Credit SDP REIT LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	May 30, 2023
Deed Document Number	20267570
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	644 E 340 S, AMERICAN FORK, UT 84003-3324
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	1ST LIBERTY TITLE LC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022039
Date	Feb 18, 2022
Instrument	22039:2022

Lender

Name	CENTRAL BANK
Type	Bank
Address	AMERICAN FORK, UT 84003

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 30, 2026
Property Address	644 E 340 S, AMERICAN FORK, UT 84003-3324
Document Number	0000007570
Instrument Date	Jan 27, 2026
Instrument	7570:2026
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	SECURED TITLE INC, SECURE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 W DAWN ST, MAPLETON, UT 84664-3290

Mortgage

Document Number	0000007571
Date	Jan 30, 2026
Instrument	7571:2026

Lender

Name	CK FARMS 644 LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 30, 2023
Property Address	644 E 340 S, AMERICAN FORK, UT 84003-3324
Document Number	0000034567
Instrument Date	May 30, 2023
Instrument	34567:2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 W SUNSTONE WAY, WASHINGTON, UT 84780-3232

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 26, 2023
Property Address	644 E 340 S, AMERICAN FORK, UT 84003-3324
Document Number	0000026438
Instrument Date	Apr 26, 2023
Instrument	26438:2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NOT AVAILABLE, TRAVELING TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 W SUNSTONE WAY, WASHINGTON, UT 84780-3232

Mortgage

Document Number	0000026439
Date	Apr 26, 2023
Instrument	26439:2023

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UTAH UT
Recording Date	Aug 31, 2020
Property Address	644 E 340 S, AMERICAN FORK, UT 84003-3324
Document Number	0000132285
Instrument Date	Aug 31, 2020
Instrument	132285
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	FIRST LIBERTY TITLE LC, 1ST LIBERTY TITLE LC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8793 PINEHURST DR EAGLE MOUNTAIN UT 84043, EAGLE MOUNTAIN, UT 84043
Investor	Possibly a Property Investor

Mortgage

Document Number	132286
Date	Aug 31, 2020
Instrument	132286

Lender

Name	BRMK LNDG LLC
Address	1420 5TH AVE # 2000, SEATTLE, WA 98101-1348

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 31, 2020
Property Address	644 E 340 S, AMERICAN FORK, UT 84003-3324
Document Number	0000132284
Instrument Date	Aug 31, 2020
Instrument	132284
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	FIRST LIBERTY TITLE LC, 1ST LIBERTY TITLE LC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	644 E 340TH S AMERICAN FORK UT 84003, AMERICAN FORK, UT 84003

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jul 8, 2020
Property Address	644 E 340 S, AMERICAN FORK, UT 84003-3324
Document Number	0000096690
Instrument Date	May 15, 2020
Instrument	96690
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	BACKMAN OREM

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14513 S 980 W BLUFFDALE UT 840654822, BLUFFDALE, UT 84065-4822

August 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	UTAH UT
Recording Date	Aug 2, 2019
Property Address	644 E 340 S, AMERICAN FORK, UT 84003-3324
Document Number	0000073379
Instrument Date	Aug 1, 2019
Instrument	73379
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIRST LIBERTY TITLE LC, 1ST LIBERTY TITLE LC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	644 E 340TH S AMERICAN FORK UT 84003, AMERICAN FORK, UT 84003

Mortgage

Document Number	73380
Date	Aug 2, 2019
Instrument	73380

Lender

Name	SDP REIT LLC
Address	1240 E 2100 S # 300, SALT LAKE CITY, UT 84106-2817

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,685 (-45.82%)	$446,700 (-1.5%) Land $69,500 Building $377,200
2025	$2,179.00 (+0.05%)	$453,500 (+219.72%) Land $66,700 Building $386,800	$453,500 (+75.84%) Land $66,700 Building $386,800
2024	$2,178.00 (+80.9%)
2023	$1,204.00 (+55.56%)	$141,845	$257,900 Land $37,900 Building $220,000
2022	$774.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CentraCom, CenturyLink, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.

644 E 340 S, American Fork, UT 84003 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Trustee's Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 340 S

Nearby Streets

Search Property Records by Address or Parcel Number