644 E 18th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 644 E 18th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 1973
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Tax Bill	$2,183 (2024)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-22-179-001.000-022`

Property Details

APN / Parcel Number

Primary APN	`71-09-22-179-001.000-022`
Alternative APN	`0271001019001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,644 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1993
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0271001019001
Street Address	644 E 18TH ST
City	MISHAWAKA
State	IN
Zip	46544-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95' X 298' BEG 1353' E & 373.75' N SW COR NW 1/4 SEC 22 37 3E
Legal Range	03E
Legal Township	37
Legal Section	22
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2040
Census Tract	10300

Owner

644 E 18th St is owned and occupied by an individual who acquired it in September 2019.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	644 E 18TH ST, MISHAWAKA, IN 46544-5609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019
Deed Sale	Sep 18, 2019
Prior Sale	Sep 14, 2009 · Amount on File
Deed Document Number	0001923775
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 18, 2019
Property Address	644 E 18TH ST, MISHAWAKA, IN 46544-5609
Document Number	0001923775
Instrument Date	Sep 13, 2019
Instrument	1923775
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 E 18TH ST, MISHAWAKA, IN 46544-5609

Mortgage

Document Number	0001923776
Date	Sep 18, 2019
Instrument	1923776

Lender

Name	GUARANTEED RATE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,700 Land $75,100 Building $175,600	$250,700 Land $75,100 Building $175,600
2024	$2,183.00 (-1.13%)
2023	$2,208.00	$218,000 (-) Land $75,100 Building $142,900	$218,000 (-) Land $75,100 Building $142,900
2022	$2,208.00 Homeowner's exemption	$218,000 Land $75,100 Building $142,900	$218,000 Land $75,100 Building $142,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 E 18th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 644 E 18th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Fourway, Mercury Fiber, Verizon.

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