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644 Downing Ct, Elburn, IL 60119 Property Records

Kane County property record for 644 Downing Ct, Elburn, IL 60119

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,844 sqft · built 1999
Lot Size0.28 acres (12,197 sqft)
OwnerTrust Name on File
Last Sale$223,500 (Nov 1999)
Tax Bill$5,038 (2025)
Deeds & MortgagesJul 2018 Transfer
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN08-32-376-029

Property Details

APN / Parcel Number

Primary APN08-32-376-029

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,844 sqft Living Area
Gross Area4,120 sqft
1st Floor Area1,844 sqft
Basement Area1,844 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialCombination
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address644 DOWNING CT
CityELBURN
StateIL
Zip60119-8803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND UNIT NINE - LOT 91
Legal SubdivisionHIGHLAND
Legal Block2
Legal Lot Number91
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2043
Census Tract852408

Owner

644 Downing Ct is owner-occupied and held in a trust since July 2018.

Source: Kane County records, as of July 23, 2026

Owner of RecordTrust Name on File
Mailing Address644 DOWNING CT, ELBURN, IL 60119-8803
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
May 24, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 1999 · Amount on File
Deed SaleNov 22, 1999 · Amount on File
Prior SaleJul 13, 1999 · Amount on File
Deed Document Number1999111777
Last Transfer DateJul 9, 2018
Transfer Doc0000036660
Record UpdatedOct 29, 2026

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJul 30, 2018
Property Address644 DOWNING CT, ELBURN, IL 60119-8803
Document Number0000036660
Instrument DateJul 9, 2018
Instrument36660
Transaction TypeTransfer
Record UpdatedAug 7, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address644 DOWNING CT ELBURN IL 601198803, ELBURN, IL 60119-8803

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMay 24, 2018
Property Address644 DOWNING CT, ELBURN, IL 60119-8803
Document Number0000024150
Instrument DateMay 16, 2018
Instrument24150
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 DOWNING CT ELBURN IL 601198803, ELBURN, IL 60119-8803

Tax Assessment & Valuation

The 2025 property tax bill for 644 Downing Ct was $5,038 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,038.00 Homeowner's exemption Senior Citizen's exemption$122,713 (+8.43%) Land $22,392 Building $100,321$368,286 (+8.43%) Land $67,203 Building $301,083
2024$113,172 Land $20,651 Building $92,521$339,652 Land $61,978 Building $277,674
2022$6,621.00 (-1.93%) Homeowner's exemption$89,694 (+5.91%) Land $16,823 Building $72,871$269,082 (+5.91%) Land $50,469 Building $218,613
2021$6,751.00 Homeowner's exemption$84,689 Land $15,884 Building $68,805$254,067 Land $47,652 Building $206,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 644 Downing Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 644 Downing Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELBURN
serves 6,559 people · EPA ID IL0890300
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon, Watch TV, Xfinity.

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