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644 Dennis Ave, Chula Vista, CA 91910 Property Records

San Diego County property record for 644 Dennis Ave, Chula Vista, CA 91910

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,673 sqft · built 1951
Lot Size0.168 acres (7,300 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Oct 2014)
Tax Bill$5,447 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN574-202-07-00

Property Details

APN / Parcel Number

Primary APN574-202-07-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,673 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area7,300 sqft (0.168 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address644 DENNIS AVE
CityCHULA VISTA
StateCA
Zip91910-6213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 274 TR 002628
Legal SubdivisionCLAIRE VISTA
Legal Tract002628
Legal Block1
Legal Lot Number274
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2007
Census Tract13401

Owner

644 Dennis Ave is owned and occupied by an individual who bought it in October 2014.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address644 DENNIS AVE, CHULA VISTA, CA 91910-6213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Feb 23, 2018Deed of Trust, Mortgage · FHA Mortgage
LEND PLUS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2014 · Amount on File
Deed SaleOct 15, 2014 · Amount on File
Prior SaleApr 10, 2009 · Amount on File
Deed Document Number2014446205
Prior Transfer DateApr 3, 2009
Prior Transfer Doc0000183596
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address644 DENNIS AVE, CHULA VISTA, CA 91910-6213
Transaction TypeMortgage
Record UpdatedMar 19, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 DENNIS AVE, CHULA VISTA, CA 91910-6213

Mortgage

Document Number0000067423
DateMar 12, 2026
Instrument2026-0067423
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueMar 31, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address644 DENNIS AVE, CHULA VISTA, CA 91910-6213
Document Number0000079729
Instrument DateFeb 23, 2018
Transaction TypeMortgage
Record UpdatedMar 7, 2018
Title CompanyCHRONOS TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 DENNIS AVE CHULA VISTA CA 919106213, CHULA VISTA, CA 91910-6213

Mortgage

Document Number0000079729
DateMar 1, 2018
Instrument79729
Lender
NameLEND PLUS
AddressALISO VIEJO, CA 92656
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 644 Dennis Ave was $5,447 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$471,956 (+2%) Land $227,550 Building $244,406
2025$5,447.00 Homeowner's exemption$462,703 Land $223,089 Building $239,614
2023$5,181.00 (+2.98%) Homeowner's exemption$444,737 Land $214,427 Building $230,310
2022$5,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 644 Dennis Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 644 Dennis Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks.

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