644 D St, Staunton, VA 24401 Property Records

Staunton City property record for 644 D St, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 741 sqft · built 2018
Lot Size	0.118 acres (5,133 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,000 (Aug 2017)
Tax Bill	$1,693 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1233`

Property Details

APN / Parcel Number

Primary APN	`1233`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	741 sqft Living Area
Gross Area	1,821 sqft
1st Floor Area	972 sqft
Basement Area	972 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,133 sqft (0.118 acres)
Lot Dimensions	87 ft deep x 59 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	644 D ST
City	STAUNTON
State	VA
Zip	24401-2746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK 19 LOT B (REV 1 & 2)
Legal Subdivision	STAUNTON PARK
Legal Block	19
Legal Lot Number	B
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	4
Census Block	4003
Census Tract	300

Owner

Source: Staunton City records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	644 D ST, STAUNTON, VA 24401-2746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LLC
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Aug 3, 2017	Deed, Transfer VS TITLE, VSTITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2017 · Amount on Record
Deed Sale	Aug 3, 2017 · Amount on Record
Prior Sale	Oct 11, 2011 · Amount on Record
Deed Document Number	20171860
Prior Transfer Date	Mar 27, 2012
Prior Transfer Doc	0000001141
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	644 D ST, STAUNTON, VA 24401-2746
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001880
Date	Aug 16, 2023
Instrument	230001880

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	644 D ST, STAUNTON, VA 24401-2746
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 D ST, STAUNTON, VA 24401-2746

Mortgage

Document Number	0220002813
Date	Sep 6, 2022
Instrument	220002813

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	STAUNTON, VA 24401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Aug 3, 2017
Property Address	644 D ST, STAUNTON, VA 24401-2746
Document Number	170001860
Map Reference	DOC170000532
Instrument Date	Jul 20, 2017
Instrument	170001860
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	VS TITLE, VSTITLE

Transaction

Amount	Amount Recorded
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 LAUREL HILL RD # 012, 12, VERONA, VA 24482-2658

Tax Assessment & Valuation

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,693.00 (+11.97%)	$186,140 (+9.53%) Land $34,240 Building $151,900	$186,140 (+9.53%) Land $34,240 Building $151,900
2023	$1,512.00	$169,940 Land $30,540 Building $139,400	$169,940 Land $30,540 Building $139,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2003–2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on D St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures