Elmore County property record for 644 Cove Dr, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,157 sqft · built 2010 |
| Lot Size | 0.149 acres (6,527 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,372,500 (Mar 2026) |
| Tax Bill | $3,446 (2026) |
| Deeds & Mortgages | Sep 2015 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-21-3-005-008.000 |
| Primary APN | 07-05-21-3-005-008.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,157 sqft Living Area |
| 1st Floor Area | 1,435 sqft |
| Upper Floors Area | 718 sqft |
| Basement Area | 1,435 sqft |
| Finished Basement | 1,435 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stone |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,527 sqft (0.149 acres) |
| Porch | Slab |
| Porch Area | 721 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 644 COVE DR |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024-4547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SE COR LOT 2 BLK 1 UNIT 3 KOWALIGA BAY ESTATES 3/169; TH SW ALG N R/W COVE DR 73'; NW LEAVING R/W 95'(S) TO HIGHWATER LIN |
| Legal Range | 21E |
| Legal Township | 20N |
| Legal Section | 21 |
| Legal Subdivision | ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Legal Unit | 3 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30300 |
644 Cove Dr is owned by a company that bought it in March 2026.
Source: Elmore County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3613 PARK LN S, MOUNTAIN BRK, AL 35213-4433 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2026 · Amount on File |
| Deed Sale | Mar 23, 2026 · Amount on File |
| Prior Sale | Sep 18, 2015 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 16623 |
| Prior Transfer Date | Sep 3, 2025 |
| Prior Transfer Doc | 2026016623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Sep 18, 2015 |
| Property Address | 644 COVE DR, ECLECTIC, AL 36024-4547 |
| Document Number | 2015/43425 |
| Book / Page | 2015 / 43425 |
| Instrument Date | Sep 15, 2015 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2607 AIMEE DR, MONTGOMERY, AL 36106-3329 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6233 MONTICELLO CV, MONTGOMERY, AL 36117-2633 |
The 2026 property tax bill for 644 Cove Dr was $3,446, up 40.4% from the year before.
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,446.00 (+40.37%) | ||
| 2025 | $2,455.00 (+6.83%) | $96,220 (+6.98%) | $1,372,240 (+52.58%) Land $144,120 Building $1,228,120 |
| 2024 | $2,298.00 (-0.95%) | $89,940 (-50.47%) | $899,350 (-0.94%) Land $144,120 Building $755,230 |
| 2023 | $2,320.00 (+44.91%) | $181,570 (+46.38%) Land $28,824 Building $152,746 | $907,850 (+46.38%) Land $144,120 Building $763,730 |
| 2022 | $1,601.00 | $124,036 Land $27,986 Building $96,050 | $620,180 Land $139,930 Building $480,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 644 Cove Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 Cove Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 79% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Cable | 2,000 / 2,000 |
| Windstream DSL | 200 / 20 |
May also be available: Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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