644 Coral Dr, Naples, FL 34102 Property Records

Collier County property record for 644 Coral Dr, Naples, FL 34102

Property Summary

Property TypeSingle Family Home
Details4,804 sqft · built 2024
Lot Size0.43 acres (18,731 sqft)
Owner2 Trust Names on File
Last Sale$11,550,000 (Oct 2024)
Tax Bill$73,733 (2025)
Deeds & MortgagesOct 2024 Sale
Nov 2020 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN039100 E 74A34

Property Details

APN / Parcel Number

Primary APN039100 E 74A34
Alternative APNs
  • 06283120002010200E74
  • 06283120002
  • 6283120002

Interior

Stories1 Story
Building Area4,804 sqft Living Area
1st Floor Area2,360 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Construction TypeMasonry / Concrete Block
Lot Area18,731 sqft (0.43 acres)
Pool Area800 sqft
Deck Area1,536 sqft

Location & Zoning

Street Address644 CORAL DR
CityNAPLES
StateFL
Zip34102-5118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAPLES
Legal DescriptionCOQUINA SANDS UNIT 2 BLK E LOT 7
Legal Range25
Legal Township49
Legal Section34
Legal SubdivisionCOQUINA SANDS UNIT 2
Legal Tract039100
Legal BlockE
Legal Lot Number7
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1020
Census Tract302

Owner

644 Coral Dr is owner-occupied and held in a trust since October 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Trust Names on File
Mailing Address644 CORAL DR, NAPLES, FL 34102-5118
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 13, 2020Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Dec 30, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2024 · Amount on File
Deed SaleOct 21, 2024 · Amount on File
Prior SaleDec 30, 2021 · Amount on File
Deed Document Number20246603418
Deed Book / Page6407 / 93
Record UpdatedOct 29, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 21, 2024
Property Address644 CORAL DR, NAPLES, FL 34102-5118
Document Number0064070093
Book / Page6407 / 93
Map ReferenceMB 3 PG 53&54
Instrument DateOct 21, 2024
Instrument6603418
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$80,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1037 5TH AVE N, NAPLES, FL 34102-5818

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 CORAL DR, NAPLES, FL 34102-5118

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address644 CORAL DR, NAPLES, FL 34102-5118
Transaction TypeMortgage
Record UpdatedJan 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 CORAL DR, NAPLES, FL 34102-5118

Mortgage

Document Number0058441578
DateNov 13, 2020
Book Page5844/1578
Instrument5953392
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount on Record
Term358 Months
DueSep 25, 2050

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateDec 30, 2021
Property Address644 CORAL DR, NAPLES, FL 34102-5118
Document Number0060641579
Book / Page6064 / 1579
Map ReferenceMB 3 PG 53&54
Instrument DateDec 29, 2021
Instrument6182677
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$18,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2666 OUTRIGGER LN, NAPLES, FL 34104-6909

Transferred To (Grantee/Buyer)

NameVerified Name
Address1037 5TH AVE N, NAPLES, FL 34102-5818

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address644 CORAL DR, NAPLES, FL 34102-5118
Document Number0054720245
Book / Page005472 / 000245
Instrument DateJan 19, 2018
Transaction TypeMortgage
Record UpdatedFeb 13, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address644 CORAL DR NAPLES FL 341025118, NAPLES, FL 34102-5118

Mortgage

Document Number0054720245
DateJan 29, 2018
Book Page005472/000245
Instrument5502778
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 28, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 644 Coral Dr was $73,733.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,300,295 (-10.38%) Land $2,218,050 Building $5,082,245$7,300,295 (-10.38%) Land $2,218,050 Building $5,082,245
2025$73,733.00$8,146,106 Land $2,418,000 Building $5,728,106$8,146,106 Land $2,418,000 Building $5,728,106
2023$23,785.00 (+19.28%)$2,058,705 (+1.24%)$3,162,000 (+55.49%) Land $3,162,000
2022$19,941.00$2,033,553 Land $1,855,350 Building $178,203$2,033,553 Land $1,855,350 Building $178,203

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 644 Coral Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 233 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies256 units insured
incl. 23 condo units
Nearby Flood Claims143 (1979–2024)
Claims Outside the SFHA13 of 143
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Ian, Oct 2022 · 56 claims
  • Hurricane Ian, Sep 2022 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 644 Coral Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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