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644 Chester Pines Ct, Ocoee, FL 34761 Property Records

Orange County property record for 644 Chester Pines Ct, Ocoee, FL 34761

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,117 sqft · built 2002
Lot Size0.208 acres (9,055 sqft)
Owner2 Individual Names on Record
Last Sale$610,000 (Aug 2026)
Tax Bill$6,523 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Nov 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-22-28-1002-02-220

Property Details

APN / Parcel Number

Primary APN30-22-28-1002-02-220
Alternative APNs
  • 282230100202220
  • 258096
  • 262944
  • 267487

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,117 sqft Living Area
Gross Area2,741 sqft
1st Floor Area2,117 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block/Stucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,055 sqft (0.208 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area224 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address644 CHESTER PINES CT
CityOCOEE
StateFL
Zip34761-3370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AAA
Legal DescriptionBROOKESTONE UT 3 50/113 LOT 222
Legal Range28E
Legal Township22S
Legal Section30
Legal SubdivisionBROOKESTONE UNIT 3
Legal Tract1002
Legal Block2
Legal Lot Number222
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1011
Census Tract17119

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address644 CHESTER PINES CT, OCOEE, FL 34761-3370
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 23, 2021Warranty Deed, Transfer
EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS
Jul 18, 2019Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2026 · Amount on Record
Deed SaleAug 5, 2026 · Amount on Record
Prior SaleNov 23, 2021 · Amount on Record
Deed Document Number2026436442
Prior Transfer DateMar 29, 2016
Prior Transfer Doc0000219935
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 5, 2026
Property Address644 CHESTER PINES CT, OCOEE, FL 34761-3370
Document Number0000436442
Instrument DateAug 5, 2026
Instrument2026436442
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$431,270.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 CHESTER PINES CT, OCOEE, FL 34761-3370

Mortgage

Document Number0000436443,
DateAug 5, 2026
Instrument2026436443
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateNov 23, 2021
Property Address644 CHESTER PINES CT, OCOEE, FL 34761-3370
Document Number20210719331
Map ReferenceMB 50 PG 113&114
Instrument DateNov 15, 2021
Instrument20210719331
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

AmountAmount Recorded
Tax$2,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2836 MARQUESAS CT, WINDERMERE, FL 34786-7824

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionORANGE FL
Recording DateJul 18, 2019
Property Address644 CHESTER PINES CT, OCOEE, FL 34761-3370
Document Number0000441948
Map ReferenceMB 50 PG 113&114
Instrument DateJun 14, 2019
Instrument20190441948
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyTHE CLOSING AGENT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1983 SHADETREE BLVD, 1983, JOHNS ISLAND, SC 29455-8281

Transferred To (Grantee/Buyer)

NameVerified Name
Address11009 GROVESHIRE CT, OCOEE, FL 34761-5614

Mortgage

Document Number0000441951
DateJul 18, 2019
Instrument20190441951
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$423,730 (+7.35%)$442,090 (-1.46%) Land $85,000 Building $357,090
2025$6,523.00 (+5.76%) Homeowner's exemption$394,712 (+5.99%)$448,640 (+9.76%) Land $85,000 Building $363,640
2024$6,168.00 (+3.39%)
2023$5,966.00 (+3.06%) Homeowner's exemption$372,416 (+3%)$408,760 (+13.05%) Land $85,000 Building $323,760
2022$5,789.00 Homeowner's exemption$361,569 Land $85,000 Building $276,569$361,569 Land $85,000 Building $276,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCOEE, CITY OF (2 WPS)
serves 34,000 people · EPA ID FL3480204
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		100 / 100
T-Mobile
Fixed Wireless		100 / 20

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