644 Cheshire Dr, Patterson, CA 95363 Property Records

Stanislaus County property record for 644 Cheshire Dr, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,912 sqft · built 2022
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Aug 2022)
Tax Bill	$9,851 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047-071-019-000`

Property Details

APN / Parcel Number

Primary APN	`047-071-019-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,912 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Lot Area	5,001 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	644 CHESHIRE DR
City	PATTERSON
State	CA
Zip	95363-2497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLG OF PATTERSON CROMWELL SHIRE UNIT #1 LOT 2
Legal Subdivision	VILLAGES/PATTERSON CROMWELL SH
Legal Block	1
Legal Lot Number	2
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1000
Census Tract	3201

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	644 CHESHIRE DR, PATTERSON, CA 95363-2497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Grant Deed, Subdivision Related Transfer · VA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Apr 6, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage COLORADO FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	202258857
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 31, 2022
Property Address	644 CHESHIRE DR, PATTERSON, CA 95363-2497
Document Number	0000058857
Map Reference	MB 44 PG 93
Instrument Date	Aug 25, 2022
Instrument	2022-0058857
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	644 CHESHIRE DR, PATTERSON, CA 95363-2497

Mortgage

Document Number	0000058858
Date	Aug 31, 2022
Instrument	2022-0058858

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Apr 6, 2022
Property Address	644 CHESHIRE DR, PATTERSON, CA 95363-2497
Document Number	0000025344
Instrument Date	Mar 24, 2022
Instrument	2022-0025344
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 DOUGLAS BLVD STE 150, 150, ROSEVILLE, CA 95661-4244

Mortgage

Document Number	0000025345
Date	Apr 6, 2022
Instrument	2022-0025345

Lender

Name	COLORADO FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Oct 2, 2023

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,851.00 (-0.05%)	$519,000 (-4.07%) Land $185,000 Building $334,000
2025	$9,856.00 (+3.41%)	$541,008 (+4.04%) Land $192,474 Building $348,534
2023	$9,531.00 (+111.19%)	$520,000 Land $185,000 Building $335,000
2022	$4,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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