Clay County property record for 644 Cherry Grove Rd, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,873 sqft · built 1995 |
| Lot Size | 0.55 acres (24,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $365,000 (Jan 2012) |
| Tax Bill | $4,769 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 42-04-25-008814-251-67 |
| Primary APN | 42-04-25-008814-251-67 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,873 sqft Heated Area |
| Gross Area | 4,677 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,000 sqft (0.55 acres) |
| Garage Area | 590 sqft |
| Porch | Porch |
| Porch Area | 214 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 644 CHERRY GROVE RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-4291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 167 COUNTRY CLUB OF O.P. &PT S42T4R25 AS REC O R 3369 PG 900 & 4862 PG 612 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 42 |
| Legal Subdivision | COUNTRY CLUB |
| Legal Lot Number | 167 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30306 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 644 CHERRY GROVE RD, ORANGE PARK, FL 32073-4291 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 4, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Aug 19, 2019 | Deed of Trust, Mortgage · VA Mortgage RP FUNDING INC |
| Apr 15, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2012 · Amount on File |
| Deed Sale | Jan 3, 2012 · Amount on File |
| Prior Sale | Jan 3, 2012 · Amount on File |
| Deed Document Number | 0033690900 |
| Last Transfer Date | Sep 30, 2024 |
| Transfer Doc | 0048620612 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 644 CHERRY GROVE RD, ORANGE PARK, FL 32073-4291 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 644 CHERRY GROVE RD, ORANGE PARK, FL 32073-4291 |
| Document Number | 0046181468 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 4618/1468 |
| Instrument | 2022037289 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 14, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 644 CHERRY GROVE RD, ORANGE PARK, FL 32073-4291 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044241256 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 4424/1256 |
| Instrument | 2021013369 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 644 CHERRY GROVE RD, ORANGE PARK, FL 32073-4291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042221955 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 4222/1955 |
| Instrument | 2019044323 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 644 CHERRY GROVE RD, ORANGE PARK, FL 32073-4291 |
| Document Number | 0043000322 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 644 CHERRY GROVE RD ORANGE PARK FL 320734291, ORANGE PARK, FL 32073-4291 |
| Document Number | 0043000322 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 004300/000322 |
| Instrument | 19827 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2050 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,769.00 (-0.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $357,833 (+5.99%) | $551,273 (+7.49%) Land $65,000 Building $486,273 |
| 2023 | $4,775.00 (+5.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $337,621 (+3%) | $512,836 (+12.16%) Land $65,000 Building $447,836 |
| 2022 | $4,521.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $327,788 | $457,246 Land $50,000 Building $407,246 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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