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644 Charles Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 644 Charles Dr, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage1,450 sqft Living Area
Lot Size5,200 sqft (0.119 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$825.00 (2025)

Property Details

APN / Parcel Number

Primary APN122-244-09-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,450 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area5,200 sqft (0.119 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address644 CHARLES DR
CityOCEANSIDE
StateCA
Zip92057-3624
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 315 TR 006856
Legal SubdivisionMESA MARGARITA
Legal Tract006856
Legal Block1
Legal Lot Number315
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1012
Census Tract18620

Owner

Source: San Diego County records · APN 122-244-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address644 CHARLES DR, OCEANSIDE, CA 92057-3624
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2019Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Feb 07, 2018Quit Claim Deed, Transfer · Conventional Mortgage
ORION LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJan 25, 2018
Transfer Doc0000048688
Record RefreshedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address644 CHARLES DR, OCEANSIDE, CA 92057-3624
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000411426
DateSep 19, 2019
Instrument2019-0411426
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 01, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 07, 2018
Property Address644 CHARLES DR, OCEANSIDE, CA 92057-3624
Document Number0000048688
Instrument DateJan 25, 2018
Instrument48688
Transaction TypeTransfer
Record UpdatedFeb 13, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address644 CHARLES DR OCEANSIDE CA 920573624, OCEANSIDE, CA 92057-3624

Mortgage

Document Number48689
DateFeb 07, 2018
Instrument48689
Lender
NameORION LNDG
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 06, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$77,704 (+2%) Land $16,372 Building $61,332
2025$825.00 (+5.63%) Homeowner's exemption$76,181 (+4.04%) Land $16,051 Building $60,130
2023$781.00 (+1.69%) Homeowner's exemption$73,225 Land $15,429 Building $57,796
2022$768.00

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