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644 Chambers St, Ottawa, IL 61350 Property Records

LaSalle County property record for 644 Chambers St, Ottawa, IL 61350 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1930
Square Footage1,112 sqft Total Area
Lot Size4,792 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$135,000 (2023)
Tax Bill$3,326.00 (2025)

Property Details

APN / Parcel Number

Primary APN22-14-228-004
Alternative APN
  • 18-14-255-012

Interior

Plumbing Fixtures5 Plumbing Fixtures
Building Area1,112 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area4,792 sqft (0.11 acres)

Location & Zoning

Street Address644 CHAMBERS ST
CityOTTAWA
StateIL
Zip61350-3902
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOLLEGE HILL 2ND ADD PT LT 17 SW1/4 SE1/4 SEC 14-33-3, S40' N54' LT 3 BLK 22
Legal Range03
Legal Township33
Legal Section14
Legal SubdivisionCOLLEGE HILL 2ND ADD
Legal Block22
Legal Lot Number17-3
JurisdictionLASALLE IL
Minor Civil DivisionSOUTH OTTAWA
Census Blockgroup3
Census Block3010
Census Tract963600

Owner

Source: LaSalle County records · APN 22-14-228-004

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address644 CHAMBERS ST, OTTAWA, IL 61350-3902
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2005Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
OTTAWA SAVINGS BANK
Jul 15, 2013Deed of Trust, Mortgage · Conventional Mortgage
OTTAWA SAVINGS BANK
Aug 18, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERICAN COMMERCIAL BANK & TRT
Oct 12, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 18, 2023 · Amount on Record
Deed SaleAug 18, 2023 · Amount on Record
Prior SaleOct 12, 2017 · Amount on Record
Deed Doc Number20238494
Record RefreshedSep 20, 2026

September 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address644 CHAMBERS ST, OTTAWA, IL 61350-3902
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200524321
DateSep 13, 2005
Instrument2005-24321
Lender
NameOTTAWA SAVINGS BANK
AddressOTTAWA, IL 61350
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueOct 01, 2035
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateOct 01, 2010
Change Frequency5 Years
Min Rate At Change6%
IndexCOF
Max Rate11%

July 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address644 CHAMBERS ST, OTTAWA, IL 61350-3902
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201315280
DateJul 15, 2013
Instrument2013-15280
Lender
NameOTTAWA SAVINGS BANK
AddressOTTAWA, IL 61350
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2043
Interest
Rate TypeFixed Rate
Rate4.37%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateAug 18, 2023
Property Address644 CHAMBERS ST, OTTAWA, IL 61350-3902
Document Number0202308494
Instrument DateAug 11, 2023
Instrument2023-08494
Transaction TypeTransfer
Record UpdatedSep 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$202.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 CHAMBERS ST, OTTAWA, IL 61350-3902

Mortgage

Document Number0202308495
DateAug 18, 2023
Instrument2023-08495
Lender
NameAMERICAN COMMERCIAL BANK & TRT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionLASALLE IL
Recording DateOct 12, 2017
Property Address644 CHAMBERS ST, OTTAWA, IL 61350-3902
Document Number0201716139
Instrument DateOct 06, 2017
Instrument201716139
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

AmountAmount Recorded
Tax$180.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionSouth Ottawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,326.00 (-15.39%)$47,776 (+8.5%) Land $5,372 Building $42,404$143,328 (+8.5%) Land $16,116 Building $127,212
2024$3,931.00$44,033 (+8.74%) Land $4,951 Building $39,082$132,099 (+8.74%) Land $14,853 Building $117,246
2023$40,494 (+9.53%) Land $4,553 Building $35,941$121,482 (+9.53%) Land $13,659 Building $107,823
2022$36,971 Land $8,532 Building $28,439$110,913 Land $25,596 Building $85,317

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