Lee County property record for 644 Central St E, Lehigh Acres, FL 33974 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,589 sqft Living Area |
| Lot Size | 9,997 sqft (0.23 acres) |
| Garage | Attached, 413 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $406.00 (2025) |
| Primary APN | 09-45-27-04-00015.0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,589 sqft Living Area |
| Gross Area | 3,330 sqft Gross Area |
| 1st Floor | 1,589 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,997 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 413 sqft Garage |
| Pool Area | 370 sqft Pool |
|---|---|
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Patio Area | 370 sqft Patio |
| Porch Area | 150 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 10407823 |
|---|---|
| Street Address | 644 CENTRAL ST E |
| City | LEHIGH ACRES |
| State | FL |
| Zip | 33974-7578 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LEHIGH ACRES UNIT 4 BLK 15 PB 27 PG 183 LOT 6 |
| Legal Range | 27E |
| Legal Township | 45S |
| Legal Section | 09 |
| Legal Subdivision | LEHIGH ACRES |
| Legal Tract | 04 |
| Legal Block | 15 |
| Legal Lot Number | 6 |
| Legal Unit | 4 |
| Jurisdiction | LEE FL |
| Minor Civil Division | LEHIGH ACRES |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 40315 |
Source: Lee County records · APN 09-45-27-04-00015.0060
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 19, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage MAGNOLIA BANK |
| Apr 19, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Oct 29, 2021 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage PRIME CHOICE FUNDING INC |
| Feb 13, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Nov 19, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Apr 13, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOW VA RATES LLC |
| May 09, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage PIKE CREEK MORTGAGE SERVICES INC |
| Sep 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 |
| Deed Sale | Oct 29, 2021 |
| Prior Sale | May 09, 2018 · Amount on Record |
| Deed Doc Number | 2021356796 |
| Prior Transfer Date | Oct 20, 2021 |
| Prior Transfer Doc | 0000356796 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2024 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Document Number | 0000396532 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2023000396532 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Document Number | 0000138609 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 2023000138609 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Apr 18, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Document Number | 0000194873 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022000194873 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Jun 09, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Oct 29, 2021 |
| Property Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Document Number | 0000356796 |
| Map Reference | MB 27 PG 177-184 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021000356796 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Document Number | 0000356797 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021000356797 |
| Name | PRIME CHOICE FUNDING INC |
|---|---|
| Type | Lending Institution |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038936 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 2020000038936 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Document Number | 0000284582 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 2020000284582 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Document Number | 0000091248 |
| Instrument Date | Apr 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 644 CENTRAL ST E LEHIGH ACRES FL 339747578, LEHIGH ACRES, FL 33974-7578 |
| Document Number | 0000091248 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 91248 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | May 09, 2018 |
| Property Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Document Number | 0000112520 |
| Map Reference | MB27 PG177-184 |
| Instrument Date | May 07, 2018 |
| Instrument | 2018000112520 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | SECURITY TITLE & ABSTRACT LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,469.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9837 SPYGLASS CT, 9837, NORTH FORT MYERS, FL 33903-6682 |
| Name | Verified Name |
|---|---|
| Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Document Number | 0000112521 |
|---|---|
| Date | May 09, 2018 |
| Instrument | 2018000112521 |
| Name | PIKE CREEK MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Sep 28, 2017 |
| Property Address | 644 CENTRAL ST E, LEHIGH ACRES, FL 33974-7578 |
| Document Number | 0000202691 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 202691 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,218.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 644 CENTRAL ST E LEHIGH ACRES FL 339747578, LEHIGH ACRES, FL 33974-7578 |
| Document Number | 202692 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 202692 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2047 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $406.00 (+10.93%) Homeowner's exemption | $184,156 (+7.93%) | $245,064 (-13.86%) Land $18,217 Building $226,847 |
| 2024 | $366.00 (+7.33%) | ||
| 2023 | $341.00 (+3.96%) Homeowner's exemption | $170,620 (+3%) | $284,497 (+18.03%) Land $11,999 Building $272,498 |
| 2022 | $328.00 Additional exemption filed | $165,650 | $241,029 Land $8,000 Building $233,029 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 752 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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