644 Centennial Way, Atwater, CA 95301 Property Records

Merced County property record for 644 Centennial Way, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,114 sqft · built 1990
Lot Size	0.188 acres (8,180 sqft)
Owner	Individual Name on Record
Last Sale	$348,000 (Dec 2022)
Tax Bill	$3,958 (2025)
Deeds & Mortgages	Dec 2022 Sale Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-180-008-000`

Property Details

APN / Parcel Number

Primary APN	`004-180-008-000`
Alternative APN	`004-180-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,114 sqft Living Area
Gross Area	2,759 sqft
1st Floor Area	2,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Other
Lot Area	8,180 sqft (0.188 acres)
Garage Type	Attached
Garage Area	645 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	178 sqft
Patio Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	004-180-008
Street Address	644 CENTENNIAL WAY
City	ATWATER
State	CA
Zip	95301-2900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SIERRA PK 2 LOT 27
Legal Subdivision	SIERRA PARK 02
Legal Lot Number	27
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1000
Census Tract	801

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	644 CENTENNIAL WAY, ATWATER, CA 95301-2900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Grant Deed, Transfer TRANSCOUNTY TITLE COMPANY
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERCED SCHOOL EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Jan 10, 2003 · Amount on Record
Deed Document Number	202242302
Prior Transfer Date	Nov 22, 2011
Prior Transfer Doc	0000042023
Record Updated	Oct 29, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 12, 2022
Property Address	644 CENTENNIAL WAY, ATWATER, CA 95301-2900
Document Number	0000042302
Map Reference	VOL 37 PG 18&19
Instrument Date	Nov 29, 2022
Instrument	2022042302
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 CENTENNIAL WAY, ATWATER, CA 95301-2900

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	644 CENTENNIAL WAY, ATWATER, CA 95301-2900
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023232
Date	Jul 31, 2019
Instrument	2019023232

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union
Address	MERCED, CA 95348

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$369,299 (+2%) Land $100,814 Building $268,485
2025	$3,958.00 (+5.15%)	$362,059 (+4.04%) Land $98,838 Building $263,221
2023	$3,764.00 (+12.12%)	$348,000 Land $95,000 Building $253,000
2022	$3,357.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1984–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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