644 Cecil Rdg, Proctor, WV 26055 Property Records

Marshall County property record for 644 Cecil Rdg, Proctor, WV 26055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 2012
Lot Size	5.71 acres (249,033 sqft)
Owner	Individual Name on Record
Tax Bill	$246 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-3-0022.0001`

Property Details

APN / Parcel Number

Primary APN	`05-3-0022.0001`
Alternative APN	`25-05-3-0022.0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	2,564 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	249,033 sqft (5.71 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	CECIL RDG
City	PROCTOR
State	WV
Zip	26055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.717 AC LOWER BOWMAN LESS ALL MINERALS
Jurisdiction	MARSHALL WV
Township / Civil Division	3
Census Block Group	2
Census Block	2044
Census Tract	20900

Owner

Source: Marshall County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4244 HENSEL DR SW, CARROLLTON, OH 44615-9599
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 18, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL WV
Property Address	644 CECIL RDG, PROCTOR, WV 26055-4291
Document Number	0001466432
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	644 CECIL RDG PROCTOR WV 260554291, PROCTOR, WV 26055-4291

Mortgage

Document Number	0001466432
Date	Apr 21, 2020
Book Page	001058/000411
Instrument	1466432

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 20, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL WV
Property Address	644 CECIL RDG, PROCTOR, WV 26055-4291
Document Number	0001459698
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM HLDGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	644 CECIL RDG PROCTOR WV 260554291, PROCTOR, WV 26055-4291

Mortgage

Document Number	0001459698
Date	Oct 2, 2019
Book Page	001050/000001
Instrument	1459698

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$246.00 (-79.59%)	$24,840 (-79.24%) Land $24,840	$41,400 (-79.24%) Land $41,400
2023	$1,205.00 (-0.82%)	$119,640 (-) Land $14,280 Building $105,360	$199,400 (-) Land $23,800 Building $175,600
2022	$1,215.00	$119,640 Land $14,280 Building $105,360	$199,400 Land $23,800 Building $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	19 (1978–2024)
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, And Landslides, Jan 2005 · 5 claims Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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