644 Carthage St, Cameron, NC 28326 Property Records

Moore County property record for 644 Carthage St, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,448 sqft · built 1918
Lot Size	0.461 acres (20,081 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Mar 2014)
Tax Bill	$1,936 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`952713243141`

Property Details

APN / Parcel Number

Primary APN	`952713243141`
Alternative APNs	`00003452` `97007048`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	20,081 sqft (0.461 acres)
Porch	Porch
Porch Area	484 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97007048
Street Address	644 CARTHAGE ST
City	CAMERON
State	NC
Zip	28326-6405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNR
Legal Description	CARTHAGE ST CAMERON MUNI CARTHAGE
Jurisdiction	MOORE NC
Township / Civil Division	6, GREENWOOD
Census Block Group	2
Census Block	2021
Census Tract	950503

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cameron Historic District listed 1983 · 61 contributing resources · NRIS 83001898

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	644 CARTHAGE ST, CAMERON, NC 28326-6405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2014 · Amount on Record
Deed Sale	Mar 31, 2014 · Amount on Record
Prior Sale	Jan 12, 2010 · Amount on Record
Deed Document Number	20143538
Deed Book / Page	4336 / 234
Prior Transfer Date	Sep 3, 2009
Prior Transfer Doc	3627/111
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	644 CARTHAGE ST, CAMERON, NC 28326-6405
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5521/584
Date	Jan 25, 2021
Book Page	5521/584
Instrument	2021001756

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cameron Town
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,936.00 (-2.17%)	$218,150 (-) Land $22,130 Building $196,020
2025	$1,979.00 (-3.75%)	$218,150 (-) Land $22,130 Building $196,020
2024			$218,150 (-) Land $22,130 Building $196,020
2023	$2,056.00	$218,150 Land $22,130 Building $196,020	$218,150 Land $22,130 Building $196,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BRAGG LINDEN OAKS private · serves 3,733 people · EPA ID NC5043001
Water Source	Purchased surface water from HARNETT REGIONAL WATER
Last State Inspection	May 2026
Also Mapped Here	TOWN OF CAMERON
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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