644 Cabernet St, Los Banos, CA 93635 Property Records

Merced County property record for 644 Cabernet St, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,348 sqft · built 2001
Lot Size0.149 acres (6,491 sqft)
Owner2 Trust Names on File
Last Sale$131,000 (Sep 2012)
Tax Bill$2,318 (2025)
Flood ZoneZone X (minimal risk)
APN082-593-002-000

Property Details

APN / Parcel Number

Primary APN082-593-002-000
Alternative APN
  • 082-593-002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,348 sqft Living Area
Gross Area616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,491 sqft (0.149 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Old Parcel Number082-593-002
Street Address644 CABERNET ST
CityLOS BANOS
StateCA
Zip93635-6346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTHE VINEYARD UNIT NO 7 LOT 383
Legal SubdivisionVINEYARD
Legal Lot Number383
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group2
Census Block2002
Census Tract2203

Owner

644 Cabernet St is held in a trust since September 2016.

Source: Merced County records, as of August 21, 2026

Owner of Record2 Trust Names on File
Mailing Address1501 LAURELWOOD CROSSING TER, SAN JOSE, CA 95138-2752
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2012 · Amount on File
Deed SaleSep 11, 2012 · Amount on File
Prior SaleAug 28, 2001 · Amount on File
Deed Document Number201231971
Last Transfer DateSep 28, 2016
Transfer Doc0000036777
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 644 Cabernet St was $2,318.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$163,901 (+2%) Land $16,321 Building $147,580
2025$2,318.00$160,688 Land $16,001 Building $144,687
2023$2,176.00 (+2.93%)$154,450 Land $15,381 Building $139,069
2022$2,114.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 644 Cabernet St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Cabernet St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

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