644 Burrage Rd NE, Concord, NC 28025 Property Records

Cabarrus County property record for 644 Burrage Rd NE, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,174 sqft · built 1971
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jan 2019)
Tax Bill	$3,322 (2023)
Deeds & Mortgages	Apr 2018 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5621 88 8604`

Property Details

APN / Parcel Number

Primary APN	`5621 88 8604`
Alternative APNs	`12055 0019.000000` `127970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,174 sqft Living Area
Gross Area	3,528 sqft
1st Floor Area	2,174 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	205 ft deep x 242 ft wide
Garage Type	Mixed
Garage Area	590 sqft
Driveway	Asphalt Driveway
Driveway Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	188 sqft
Patio Area	528 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	127970
Street Address	644 BURRAGE RD NE
City	CONCORD
State	NC
Zip	28025-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	LT 1 WILLIAMSBURG PLACE
Legal Subdivision	OVERBROOK
Legal Lot Number	1
Jurisdiction	CABARRUS NC
Township / Civil Division	5, NEW GILEAD
Census Block Group	2
Census Block	2004
Census Tract	42401

Owner

644 Burrage Rd NE is owned and occupied by an individual who bought it in January 2019.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	644 BURRAGE RD NE, CONCORD, NC 28025-2506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2018	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 14, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2019 · Amount on File
Deed Sale	Jan 14, 2019 · Amount on File
Prior Sale	Jul 1, 1991 · Amount on File
Deed Book / Page	13336 / 179
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	644 BURRAGE RD NE, CONCORD, NC 28025-2506
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012949308
Date	Apr 10, 2018
Book Page	12949/0308

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	KANNAPOLIS, NC 28083

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	644 BURRAGE RD NE, CONCORD, NC 28025-2506
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146281
Date	Oct 30, 2020
Book Page	14628/1

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 14, 2019
Property Address	644 BURRAGE RD NE, CONCORD, NC 28025-2506
Document Number	13336179
Book / Page	013336 / 000179
Instrument Date	Jan 14, 2019
Instrument	895
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 BURRAGE RD NE CONCORD NC 280252506, CONCORD, NC 28025-2506

Mortgage

Document Number	13336182
Date	Jan 14, 2019
Book Page	013336/000182
Instrument	896

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,640 Land $86,930 Building $335,710
2024			$422,640 (+54.61%) Land $86,930 Building $335,710
2023	$3,322.00	$273,350 Land $64,570 Building $208,780	$273,350 Land $64,570 Building $208,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 Burrage Rd NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Burrage Rd NE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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