644 Boyd St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 644 Boyd St, Oshkosh, WI 54901

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 2,064 sqft · built 1920
Lot Size0.137 acres (5,950 sqft)
Owner2 Individual Names on File
Last Sale$232,000 (Jul 2024)
Tax Bill$3,658 (2024)
Deeds & MortgagesAug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN11-01840000

Property Details

APN / Parcel Number

Primary APN11-01840000
Alternative APNs
  • 811-0184-0000
  • 911-01840000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Units2 Units
Stories2 Stories
Building Area2,064 sqft Living Area
Gross Area3,638 sqft
1st Floor Area1,262 sqft
2nd Floor Area1,114 sqft
Basement Area1,262 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2003
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area5,950 sqft (0.137 acres)
Lot Dimensions130 ft deep x 95 ft wide
Garage TypeDetached
Garage Area528 sqft
Patio Area304 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number811-0184-0000
Street Address644 BOYD ST
CityOSHKOSH
StateWI
Zip54901-4635
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1;SINGLE
Legal DescriptionLOT 13 BLK 62 REPLAT OF BLK 62 FORDS ADDN
Legal SubdivisionBLK 62 REPLAT OF BLK 62 FORDS ADDN
Legal Block62
Legal Lot Number13
JurisdictionWINNEBAGO WI
Township / Civil DivisionNEENAH
Census Block Group1
Census Block1019
Census Tract3703

Owner

644 Boyd St, a duplex, is owned by two individuals who bought it in July 2024.

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4208 HAYFIELD DR, OMRO, WI 54963-2305
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2024 · Amount on File
Deed SaleJul 22, 2024 · Amount on File
Prior SaleApr 23, 2013 · Amount on File
Deed Document Number20241926784
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Property Address1312 WHISPERING PINES LN, NEENAH, WI 54956-6532
Transaction TypeMortgage
Record UpdatedSep 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001908290
DateAug 11, 2023
Instrument1908290
Lender
NameFOX COMMUNITIES CU
TypeCredit Union
AddressAPPLETON, WI 54913
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 27, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityNeenah City
Unified School DistrictNeenah School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$193,500 (-) Land $19,600 Building $173,900
2024$3,658.00 (-38.69%)$193,500 (-5%) Land $19,600 Building $173,900
2023$5,966.00 (+0.3%) Homeowner's exemption$387,000 (+31.86%) Land $51,000 Building $336,000$386,559 Land $50,942 Building $335,617
2022$5,948.00 Homeowner's exemption$293,500 Land $50,000 Building $243,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 Boyd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Boyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEENAH WATERWORKS
serves 27,506 people · EPA ID WI4710348
Water SourceSurface water
Last State InspectionJul 2025
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Bertram Communications.

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