644 Bowling Green Cir, Elyria, OH 44035 Property Records

Lorain County property record for 644 Bowling Green Cir, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,954 sqft · built 1978
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-002-110-040`

Property Details

APN / Parcel Number

Primary APN	`06-25-002-110-040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
1st Floor Area	1,320 sqft
2nd Floor Area	634 sqft
Attic Area	634 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	644 BOWLING GREEN CIR
City	ELYRIA
State	OH
Zip	44035-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD ESTATES #5 FRNT 0075.00 DPTH 0120.00
Legal Subdivision	PARKWOOD ESTATES #5 FRNT
Legal Tract	25
Legal Block	110
Legal Lot Number	364
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1008
Census Tract	71201

Owner

644 Bowling Green Cir is owned and occupied by an individual.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	644 BOWLING GREEN CIR, ELYRIA, OH 44035-7222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BK
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	644 BOWLING GREEN CIR, ELYRIA, OH 44035-7222
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000905037
Date	Jan 27, 2023
Instrument	2023-0905037

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	644 BOWLING GREEN CIR, ELYRIA, OH 44035-7222
Document Number	0000732824
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 BOWLING GREEN CIR ELYRIA OH 440357222, ELYRIA, OH 44035-7222

Mortgage

Document Number	0000732824
Date	Oct 3, 2019
Instrument	732824

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 2, 2024

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	644 BOWLING GREEN CIR, ELYRIA, OH 44035-7222
Document Number	0000701049
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 BOWLING GREEN CIR ELYRIA OH 440357222, ELYRIA, OH 44035-7222

Mortgage

Document Number	0000701049
Date	Jan 14, 2019
Instrument	701049

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 13, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 644 Bowling Green Cir was $2,776.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,776.00	$58,960 (+%) Land $13,200 Building $45,760	$168,450 (-) Land $37,700 Building $130,750
2024	$2,776.00 (+14.76%)	$58,958 (+32.83%) Land $13,195 Building $45,763	$168,450 (+32.83%) Land $37,700 Building $130,750
2023	$2,419.00 (-1.27%)	$44,387 (-0.01%) Land $11,508 Building $32,879	$126,820 Land $32,880 Building $93,940
2022	$2,450.00	$44,390 Land $11,510 Building $32,880
2021			$126,820 Land $32,880 Building $93,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 Bowling Green Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Bowling Green Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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