644 Bowers St, Clawson, MI 48017 Property Records

Oakland County property record for 644 Bowers St, Clawson, MI 48017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,297 sqft · built 1993
Lot Size	0.134 acres (5,837 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Dec 2006)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-20-34-378-065`

Property Details

APN / Parcel Number

Primary APN	`16-20-34-378-065`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,297 sqft Living Area
1st Floor Area	612 sqft
Basement Area	612 sqft
Unfinished Basement	612 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,837 sqft (0.134 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	12 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	644 BOWERS ST
City	CLAWSON
State	MI
Zip	48017-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R11E, SEC 34 BOWERS SUBDIVISION OF PART OF LOTS 51, 52, 53 & 54 OF EYSTER & HOWARTH PLAT OF CLAWSON LOT 6
Legal Range	11E
Legal Township	02N
Legal Section	34
Legal Subdivision	BOWERS SUBDIVISION
Legal Lot Number	6,51-54
Jurisdiction	OAKLAND MI
Township / Civil Division	CLAWSON
Census Block Group	2
Census Block	2010
Census Tract	180200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	644 BOWERS ST, CLAWSON, MI 48017-2166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Aug 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HALL FINANCIAL GROUP
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2006 · Amount on File
Deed Sale	Dec 18, 2006 · Amount on File
Prior Sale	Oct 29, 2003 · Amount on File
Deed Document Number	2006302559
Deed Book / Page	38522 / 774
Last Transfer Date	Aug 11, 2020
Transfer Doc	0000167557
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	644 BOWERS ST, CLAWSON, MI 48017-2166
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 BOWERS ST, CLAWSON, MI 48017-2166

Mortgage

Document Number	0000056832
Date	Mar 3, 2021
Book Page	55817/390
Instrument	56832

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	644 BOWERS ST, CLAWSON, MI 48017-2166
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022153
Date	Jan 29, 2020
Book Page	53777/00723
Instrument	22153

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Aug 21, 2020
Property Address	644 BOWERS ST, CLAWSON, MI 48017-2166
Document Number	0000167557
Book / Page	54697 / 375
Map Reference	LB 15 PG 57
Instrument Date	Aug 11, 2020
Instrument	167557
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 BOWERS ST, CLAWSON, MI 48017-2166

Mortgage

Document Number	0054697377
Date	Aug 21, 2020
Instrument	54697/377

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	644 BOWERS ST, CLAWSON, MI 48017-2166
Document Number	0000170291
Book / Page	051066 / 000017
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	644 BOWERS ST CLAWSON MI 480172166, CLAWSON, MI 48017-2166

Mortgage

Document Number	0000170291
Date	Sep 13, 2017
Book Page	051066/000017
Instrument	170291

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 12, 2037

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Clawson City
Unified School District	Clawson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,671.00 (+2.17%) Homeowner's exemption	$173,150 (+14.19%)	$346,300 (+14.19%)
2024	$3,593.00 (+10.52%)
2023		$151,630	$303,260
2021	$3,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2021

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: 123.NET, Verizon.

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