644 Bowdle Rd, Chillicothe, OH 45601 Property Records

Ross County property record for 644 Bowdle Rd, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 2002
Lot Size	2.92 acres (127,195 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,340 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-09-12-193.000`

Property Details

APN / Parcel Number

Primary APN	`37-09-12-193.000`
Alternative APN	`091219`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	3,276 sqft
1st Floor Area	1,456 sqft
Attic	Attic
Attic Area	1,456 sqft
Basement Area	1,456 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	127,195 sqft (2.92 acres)

Exterior Amenities

Porch	Open Porch
Shed	1 Shed
Shed Area	80 sqft
Lean-To	460 sqft
Pole Barn	1,748 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	091219
Street Address	644 BOWDLE RD
City	CHILLICOTHE
State	OH
Zip	45601-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	644 BOWDLE RD RES 2.919 AC 9-12-193 NS SLAGLE #6699 PT 9-12-72 BOWDLE
Jurisdiction	ROSS OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3000
Census Tract	955603

Owner

Source: Ross County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	644 BOWDLE RD, CHILLICOTHE, OH 45601-9407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND CU
Mar 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	644 BOWDLE RD, CHILLICOTHE, OH 45601-9407
Document Number	0005322088
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	644 BOWDLE RD CHILLICOTHE OH 456019407, CHILLICOTHE, OH 45601-9407

Mortgage

Document Number	0005322088
Date	Apr 26, 2019
Book Page	000532/002088
Instrument	2708

Lender

Name	HOMELAND CU
Type	Credit Union
Address	CHILLICOTHE, OH 45601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2034

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	644 BOWDLE RD, CHILLICOTHE, OH 45601-9407
Document Number	0005190575
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	644 BOWDLE RD CHILLICOTHE OH 456019407, CHILLICOTHE, OH 45601-9407

Mortgage

Document Number	0005190575
Date	Mar 14, 2018
Book Page	000519/000575
Instrument	1763

Lender

Name	HOMELAND CU
Type	Credit Union
Address	CHILLICOTHE, OH 45601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 13, 2038

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Union Township
Unified School District	Union-Scioto Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,340.00 (+34.53%)	$136,570 (+49.58%) Land $8,440 Building $128,130	$390,190 (+49.58%) Land $24,100 Building $366,090
2024	$3,226.00 (-1.92%)	$91,300 (-) Land $7,850 Building $83,450	$260,860 (-) Land $22,420 Building $238,440
2023	$3,289.00 (-0.24%)	$91,300 (-) Land $7,850 Building $83,450
2022	$3,297.00	$91,300 Land $7,850 Building $83,450	$260,860 Land $22,420 Building $238,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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