644 Bluerock Rd, Gardnerville, NV 89460 Property Records

Douglas County property record for 644 Bluerock Rd, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,522 sqft · built 1992
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2019)
Tax Bill	$1,839 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1220-21-810-066`

Property Details

APN / Parcel Number

Primary APN	`1220-21-810-066`
Alternative APNs	`000029293030` `29293030`

Interior

Stories	1 Story
Building Area	1,522 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,522 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	000029293030
Street Address	644 BLUEROCK RD
City	GARDNERVILLE
State	NV
Zip	89460-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDNERVILLE RANCHOS #7 LOT 25
Legal Range	20E
Legal Township	12N
Legal Section	21
Legal Subdivision	GARDNERVILLE RANCHOS #7
Legal Block	1
Legal Lot Number	25
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1013
Census Tract	1100

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	644 BLUEROCK RD, GARDNERVILLE, NV 89460-8404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 30, 2019	Quit Claim Deed, Transfer GUILD MTG
Sep 30, 2019	Grant Deed, Transfer WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC
Sep 30, 2019	Grant Deed, Transfer · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	2019935845
Prior Transfer Date	Sep 26, 2019
Prior Transfer Doc	0000935846
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	644 BLUEROCK RD, GARDNERVILLE, NV 89460-8404
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE MINDEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062642
Date	Feb 26, 2021
Instrument	2021-962642

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Sep 30, 2019
Property Address	644 BLUEROCK RD, GARDNERVILLE, NV 89460-8404
Document Number	0000935846
Instrument Date	Sep 26, 2019
Instrument	935846
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 6113 GARDNERVILLE NV 894604601, GARDNERVILLE, NV 89460-4601

Mortgage

Document Number	935848
Date	Sep 30, 2019
Instrument	935848

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Sep 30, 2019
Property Address	644 BLUEROCK RD, GARDNERVILLE, NV 89460-8404
Document Number	0000935847
Instrument Date	Sep 26, 2019
Instrument	935847
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 6113 GARDNERVILLE NV 894604601, GARDNERVILLE, NV 89460-4601

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Sep 30, 2019
Property Address	644 BLUEROCK RD, GARDNERVILLE, NV 89460-8404
Document Number	0000935845
Instrument Date	Sep 23, 2019
Instrument	935845
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,268.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	644 BLUEROCK RD GARDNERVILLE NV 894608404, GARDNERVILLE, NV 89460-8404

Mortgage

Document Number	935848
Date	Sep 30, 2019
Instrument	935848

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,839.00 (+3.03%)	$76,213 (+2.79%) Land $31,500 Building $44,713
2025	$1,785.00 (+6.06%)	$74,142 (+2.44%) Land $28,000 Building $46,142	$211,834 (+2.44%) Land $80,000 Building $131,834
2023	$1,683.00	$72,373 Land $28,000 Building $44,373	$206,780 (+18.14%) Land $80,000 Building $126,780
2021			$175,034 Land $60,000 Building $115,034

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 62% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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