644 Bison Ct, El Cajon, CA 92019 Property Records

San Diego County property record for 644 Bison Ct, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,147 sqft · built 1960
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Dec 2019)
Tax Bill	$7,634 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`489-271-14-00`

Property Details

APN / Parcel Number

Primary APN	`489-271-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,147 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	644 BISON CT
City	EL CAJON
State	CA
Zip	92019-2167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 14 TR 004067
Legal Subdivision	FOOTHILL RHO
Legal Tract	004067
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	15704

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	644 BISON CT, EL CAJON, CA 92019-2167
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Nov 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Dec 6, 2019	Grant Deed, Transfer · Conventional Mortgage SWIFTSURE LNS
Aug 23, 2017	Deed of Trust, Mortgage · Conventional with PMI CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Oct 17, 2002 · Amount on Record
Deed Document Number	2019569533
Prior Transfer Date	Nov 3, 2005
Prior Transfer Doc	0000968426
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	644 BISON CT, EL CAJON, CA 92019-2167
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 BISON CT, EL CAJON, CA 92019-2167

Mortgage

Document Number	0000108745
Date	Mar 10, 2022
Instrument	2022-0108745

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	644 BISON CT, EL CAJON, CA 92019-2167
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000468196
Date	Nov 8, 2018
Instrument	2018-0468196

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2019
Property Address	644 BISON CT, EL CAJON, CA 92019-2167
Document Number	0000569533
Instrument Date	Nov 1, 2019
Instrument	569533
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	644 BISON CT EL CAJON CA 920192167, EL CAJON, CA 92019-2167

Mortgage

Document Number	569534
Date	Dec 6, 2019
Instrument	569534

Lender

Name	SWIFTSURE LNS
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	644 BISON CT, EL CAJON, CA 92019-2167
Document Number	0000392733
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	644 BISON CT EL CAJON CA 920192167, EL CAJON, CA 92019-2167

Mortgage

Document Number	0000392733
Date	Aug 28, 2017
Instrument	392733

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,598 (+2%) Land $250,203 Building $296,395
2025	$7,634.00 (+6.38%) Homeowner's exemption	$535,882 (+4.04%) Land $245,298 Building $290,584
2023	$7,176.00 (+1.37%) Homeowner's exemption	$515,075 Land $235,774 Building $279,301
2022	$7,079.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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