644 Barnacle Ct, Englewood, FL 34223 Property Records

Sarasota County property record for 644 Barnacle Ct, Englewood, FL 34223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,708 sqft · built 2014
Lot Size	0.242 acres (10,559 sqft)
Owner	2 Trust Names on File
Last Sale	$437,000 (Apr 2025)
Tax Bill	$2,421 (2025)
Deeds & Mortgages	Feb 2024 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0851-08-0037`

Property Details

APN / Parcel Number

Primary APN	`0851-08-0037`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,559 sqft (0.242 acres)
Garage Type	Attached
Garage Area	373 sqft
Porch	Finished/Screened Porch
Porch Area	164 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	644 BARNACLE CT
City	ENGLEWOOD
State	FL
Zip	34223-6561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF2
Legal Description	LOT 25, PARK FOREST PHASE 6A
Legal Range	20E
Legal Township	40S
Legal Section	30
Legal Subdivision	PARK FOREST PHASE 6A & 6B
Legal Tract	3129
Legal Lot Number	25
Jurisdiction	SARASOTA FL
Township / Civil Division	ENGLEWOOD
Census Block Group	2
Census Block	2045
Census Tract	2733

Owner

644 Barnacle Ct is owner-occupied and held in a trust since April 2025.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	644 BARNACLE CT, ENGLEWOOD, FL 34223-6561
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 11, 2020	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 21, 2025 · Amount on File
Deed Sale	Apr 21, 2025 · Amount on File
Prior Sale	Feb 15, 2024
Deed Document Number	2025059597
Record Updated	Jun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SARASOTA FL
Recording Date	Feb 15, 2024
Property Address	644 BARNACLE CT, ENGLEWOOD, FL 34223-6561
Document Number	0000020260
Map Reference	MB 48 PG 10&10A
Instrument Date	Feb 15, 2024
Instrument	2024020260
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	644 BARNACLE CT, ENGLEWOOD, FL 34223-6561

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10937 W 100TH WAY, WESTMINSTER, CO 80021-7826

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Sep 11, 2020
Property Address	644 BARNACLE CT, ENGLEWOOD, FL 34223-6561
Document Number	0000124360
Map Reference	MB 48 PG 10&10A
Instrument Date	Sep 8, 2020
Instrument	2020124360
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	MSC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 RAYMOND CT, 19, GEORGETOWN, MA 01833-1852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 BARNACLE CT, ENGLEWOOD, FL 34223-6561

Mortgage

Document Number	0000124361
Date	Sep 11, 2020
Instrument	2020124361

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 644 Barnacle Ct was $2,421 with exemptions applied.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,421.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$247,291	$301,500 Land $66,300 Building $235,200
2023	$2,856.00 (+3.22%) Homeowner's exemption	$233,322 (+3%)	$368,400 (+1.26%) Land $83,200 Building $285,200
2022	$2,767.00 Homeowner's exemption	$226,526	$363,800 Land $91,700 Building $272,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 Barnacle Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.7 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 289 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	289 in force
Nearby Flood Claims	14 (2022–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims Hurricane Ian, Sep 2022 · 6 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Barnacle Ct is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531
Water Source	Groundwater
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, Xfinity.

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