Indian River County property record for 644 Atlantus Ter, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,885 sqft · built 1992 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (May 2016) |
| Tax Bill | $1,854 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-24-00001-2610-00007.0 |
| Primary APN | 31-38-24-00001-2610-00007.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,885 sqft Living Area |
| Gross Area | 2,635 sqft |
| 1st Floor Area | 1,885 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 125 ft deep x 160 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 800 sqft |
| Porch | Screened Porch |
| Porch Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 644 ATLANTUS TER |
|---|---|
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-5940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 10 BLK 261 LOTS 7 & 8 PBI 6-37 |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 24 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 10 |
| Legal Block | 261 |
| Legal Lot Number | 7,8 |
| Legal Unit | 10 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 50809 |
644 Atlantus Ter is owned and occupied by two individuals who bought it in May 2016.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 ATLANTUS TER, SEBASTIAN, FL 32958-5940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA |
| Nov 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2016 · Amount on File |
| Deed Sale | May 11, 2016 · Amount on File |
| Prior Sale | May 11, 2015 · Amount on File |
| Deed Document Number | 201627128 |
| Deed Book / Page | 2933 / 1722 |
| Prior Transfer Date | May 23, 2013 |
| Prior Transfer Doc | 0026760788 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 644 ATLANTUS TER, SEBASTIAN, FL 32958-5940 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030482329 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 3048/2329 |
| Instrument | 3120170047833 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 3, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 644 ATLANTUS TER, SEBASTIAN, FL 32958-5940 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0031650742 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 3165/0742 |
| Instrument | 3120180070954 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 644 Atlantus Ter was $1,854 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,854.00 Homeowner's exemption | $120,071 | $260,629 Land $27,200 Building $233,429 |
| 2023 | $1,436.00 (+4.97%) | $113,289 (+3%) | $256,626 (+6.57%) Land $27,200 Building $229,426 |
| 2022 | $1,368.00 | $109,989 | $240,801 Land $27,200 Building $213,601 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 Atlantus Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 Atlantus Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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