644 Arthur Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 644 Arthur Ave, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,230 sqft · built 1972
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$625,000 (May 2022)
Tax Bill	$7,463 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-230-02-00`

Property Details

APN / Parcel Number

Primary APN	`122-230-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,230 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	644 ARTHUR AVE
City	OCEANSIDE
State	CA
Zip	92057-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 335 TR 006857
Legal Subdivision	MESA MARGARITA
Legal Tract	006857
Legal Block	1
Legal Lot Number	335
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1010
Census Tract	18620

Owner

Source: San Diego County records · APN 122-230-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	644 ARTHUR AVE, OCEANSIDE, CA 92057-3601
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 02, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2022 · Amount on Record
Deed Sale	May 02, 2022 · Amount on Record
Prior Sale	Aug 06, 2009 · Amount on Record
Deed Document Number	2022188674
Prior Transfer Date	Jul 31, 2009
Prior Transfer Doc	0000439895
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	644 ARTHUR AVE, OCEANSIDE, CA 92057-3601
Transaction Type	Mortgage
Record Updated	Oct 19, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 SUMMER VIEW CIR, ENCINITAS, CA 92024-3752

Mortgage

Document Number	0000274227
Date	Oct 10, 2023
Instrument	2023-0274227

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	343 Months
Due	May 01, 2052

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 02, 2022
Property Address	644 ARTHUR AVE, OCEANSIDE, CA 92057-3601
Document Number	0000188674
Map Reference	MAP 6857
Instrument Date	Apr 06, 2022
Instrument	2022-0188674
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	644 ARTHUR AVE, OCEANSIDE, CA 92057-3601

Mortgage

Document Number	0000188675
Date	May 02, 2022
Instrument	2022-0188675

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$676,513 (+2%) Land $297,660 Building $378,853
2025	$7,463.00 (+12.63%)	$663,249 (+11.47%) Land $291,824 Building $371,425
2023	$6,626.00 (+97.97%)	$595,000 Land $261,000 Building $334,000
2022	$3,347.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 677 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 35
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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