644 Adele Ave, Bremerton, WA 98312 Property Records

Kitsap County property record for 644 Adele Ave, Bremerton, WA 98312 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,088 sqft · built 1993
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$444,500 (Jun 2026)
Tax Bill	$3,329 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3783-004-006-0003`

Property Details

APN / Parcel Number

Primary APN	`3783-004-006-0003`
Alternative APN	`2174928`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,088 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	1,088 sqft
Basement Area	1,088 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Basement
Garage Area	1,088 sqft

Exterior Amenities

Porch	Patio
Deck Area	20 sqft
Patio Area	20 sqft
Canopy	20 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	644 ADELE AVE
City	BREMERTON
State	WA
Zip	98312-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLOCK D, PLAT OF OYSTER BAY ADDITION TO PORT ORCHARD NAVY YARD, PER VOLUME 2 OF PLATS, PAGE 63, RECORDS OF KITSAP COUNTY, WASHINGTON. EXCEPT THE NORTH 10.50 FEET THEREOF. TOGETHER WITH THE NORTH 17 FEET OF THE FOLLOWING: LOT 7, BLOCK D, PLAT O
Legal Range	1E
Legal Township	24
Legal Section	15
Legal Subdivision	OYSTER BAY ADDITION TO PORT ORCHARD NAVY
Legal Block	D
Legal Lot Number	6
Jurisdiction	KITSAP WA
Township / Civil Division	BREMERTON
Census Block Group	1
Census Block	1022
Census Tract	81100

Owner

Source: Kitsap County records · APN 3783-004-006-0003

Assessment roll updated September 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	644 ADELE AVE, BREMERTON, WA 98312-3526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · FHA Mortgage E HOME LOANS
Dec 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Aug 15, 2019	Warranty Deed, Transfer · Conventional with PMI NAVY FCU
Jan 11, 2018	Warranty Deed, Transfer · VA Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	20260629167
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Jun 29, 2026
Property Address	644 ADELE AVE, BREMERTON, WA 98312-3526
Document Number	0000000167
Instrument Date	Jun 08, 2026
Instrument	2026167
Transaction Type	Transfer
Record Updated	Jul 09, 2026
Title Company	PACIFIC NORTHWEST TITLE INSURANCE, PACIFIC NORTHWEST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$718,817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 ADELE AVE, BREMERTON, WA 98312-3526

Mortgage

Document Number	0000000168,
Date	Jun 29, 2026
Instrument	202629168

Lender

Name	E HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000000169,
Date	Jun 29, 2026
Instrument	2026169

Lender

Name	STATE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 01, 2056

Interest

Rate	6.36%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	644 ADELE AVE, BREMERTON, WA 98312-3526
Document Number	0012110053
Instrument Date	Dec 07, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 ADELE AVE BREMERTON WA 983123526, BREMERTON, WA 98312-3526

Mortgage

Document Number	0012110053
Date	Dec 11, 2020
Instrument	202012110053

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2035

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Aug 15, 2019
Property Address	644 ADELE AVE, BREMERTON, WA 98312-3526
Document Number	0008150069
Instrument Date	Aug 13, 2019
Instrument	201908150069
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	ATTORNEY'S TITLE/KITSAP-PORTOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,131.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 ADELE AVE BREMERTON WA 983123526, BREMERTON, WA 98312-3526

Mortgage

Document Number	8150070
Date	Aug 15, 2019
Instrument	201908150070

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Jan 11, 2018
Property Address	644 ADELE AVE, BREMERTON, WA 98312-3526
Document Number	0001110233
Instrument Date	Jan 08, 2018
Instrument	201801110233
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,241.40
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4627 CAPELIN DR UNITA SILVERDALE WA 98315, SILVERDALE, WA 98315

Mortgage

Document Number	1110234
Date	Jan 11, 2018
Instrument	201801110234

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

Source: Kitsap County records · Assessment roll updated September 17, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Municipality	Bremerton City
Unified School District	Bremerton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,329.00 (+0.48%)	$375,560 (-) Land $75,710 Building $299,850	$375,560 (-) Land $75,710 Building $299,850
2025	$3,313.00 (+3.69%)
2024	$3,195.00 (-3.24%)	$375,560 (-) Land $75,710 Building $299,850	$375,560 (-) Land $75,710 Building $299,850
2023	$3,302.00	$375,560 Land $75,710 Building $299,850	$375,560 Land $75,710 Building $299,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kitsap County (53035C), updated November 11, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, Public Utility District #1 of Kitsap County, Washington. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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