644 Addison Ln, Folsom, CA 95630 Property Records

Sacramento County property record for 644 Addison Ln, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,196 sqft · built 2014
Lot Size	0.088 acres (3,811 sqft)
Owner	Company Name on File
Tax Bill	$3,972 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-1990-003-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1990-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,196 sqft Living Area
1st Floor Area	812 sqft
2nd Floor Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	3,811 sqft (0.088 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	644 ADDISON LN
City	FOLSOM
State	CA
Zip	95630-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M (PD)
Legal Description	ADDISION PLACE, LOT 3
Legal Subdivision	ADDISION PLACE
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8403

Owner

644 Addison Ln, a single family home, is owned by a company.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	975 FEE DR, SACRAMENTO, CA 95815-3907
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage ROBERT H BAKER
Mar 30, 2018	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	644 ADDISON LN, FOLSOM, CA 95630-3545
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000480
Date	Dec 14, 2023
Instrument	202312140480

Lender

Name	ROBERT H BAKER
Type	Private Party
Address	2049 BANNER MINE CT, GOLD RIVER, CA 95670

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	644 ADDISON LN, FOLSOM, CA 95630-3545
Document Number	1804301134
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	644 ADDISON LN FOLSOM CA 956303545, FOLSOM, CA 95630-3545

Mortgage

Document Number	1804301134
Date	Apr 30, 2018
Instrument	1804301134

Lender

Name	UMPQUA BK
Type	Bank
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	644 ADDISON LN, FOLSOM, CA 95630-3545
Document Number	1706231257
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	975 FEE DR SACRAMENTO CA 958153907, SACRAMENTO, CA 95815-3907

Mortgage

Document Number	1706231257
Date	Jun 23, 2017
Instrument	1706231257

Lender

Name	UMPQUA BK
Type	Bank
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 644 Addison Ln was $3,972, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$341,645 (+2%) Land $41,308 Building $300,337
2025	$3,972.00 (+2.19%)	$334,948 Land $40,499 Building $294,449
2024	$3,887.00 (+2.45%)
2023	$3,794.00 (+1.39%)	$321,943 Land $38,927 Building $283,016
2022	$3,742.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 644 Addison Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Addison Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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