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644 3rd Ave W, Kalispell, MT 59901 Property Records

Flathead County property record for 644 3rd Ave W, Kalispell, MT 59901 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Architecture StyleHistorical
Year BuiltBuilt 1995
Square Footage1,488 sqft Living Area
Lot Size7,100 sqft (0.162 acres)
OccupancyOwner Occupied
Tax Bill$2,395.00 (2025)

Property Details

APN / Parcel Number

Primary APNR0788168
Alternative APNs
  • 07-3966-18-1-15-06-0000
  • 0000964350

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,488 sqft Living Area
1st Floor964 sqft 1st Floor
Upper Floors524 sqft Upper Floors
Basement Area914 sqft Basement
Finished Basement914 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1995
Architectural StyleHistorical Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,100 sqft (0.162 acres)
PorchOpen Porch
Porch Area252 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number0000964350
Street Address644 3RD AVE W
CityKALISPELL
StateMT
Zip59901-4857
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKAL, S18, T28 N, R21 W, BLOCK 92, LOT 6
Legal Range21W
Legal Township28N
Legal Section18
Legal QuarterNE
Legal SubdivisionKAL
Legal Block92
Legal Lot Number6
JurisdictionFLATHEAD MT
Minor Civil DivisionKALISPELL
Census Blockgroup1
Census Block1002
Census Tract1101

Owner

Source: Flathead County records · APN R0788168

Assessment roll updated December 31, 2024 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address644 3RD AVE W, KALISPELL, MT 59901-4857
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
WHITEFISH CU
Mar 24, 2025Warranty Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 24, 2025
Deed SaleMar 24, 2025
Deed Doc Number202500005176
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address644 3RD AVE W, KALISPELL, MT 59901-4857
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number202200009707
DateApr 15, 2022
Instrument202200009707
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address644 3RD AVE W, KALISPELL, MT 59901-4857
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyFLATHEAD PREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 SEASCAPE DR, PALM COAST, FL 32137-2451

Mortgage

Document Number202300000707
DateJan 13, 2023
Instrument202300000707
Lender
NameWHITEFISH CU
TypeCredit Union
AddressWHITEFISH, MT 59937
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 20, 2038
Interest
Rate TypeAdjustable Rate
Rate6.77%
Type Change DateJan 20, 2028
Change FrequencyAnnually
Min Rate At Change4.77%
Max Rate At Change8.77%
Index12-Month MTA
Max Rate11.7%

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateMar 24, 2025
Property Address644 3RD AVE W, KALISPELL, MT 59901-4857
Document Number202500005176
Instrument DateMar 18, 2025
Instrument202500005176
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyINSURED TITLE, INSURED TITLES

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address644 3RD AVE W, KALISPELL, MT 59901-4857

Mortgage

Document Number202500005177
DateMar 24, 2025
Instrument202500005177
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2055

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2024 · Last verified December 2025

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
MunicipalityKalispell City
Secondary School DistrictFlathead High School District (09 - 12)
Elementary School DistrictKalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,395.00 (-33.53%)$467,600 (+29.89%)$467,600 (+29.89%) Land $86,025 Building $381,575
2023$3,603.00$360,000$360,000 Land $75,665 Building $284,335

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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