King County property record for 644 3rd Ave S, Kent, WA 98032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 1,460 sqft · built 1907 |
| Lot Size | 0.188 acres (8,183 sqft) |
| Owner | Individual Name on File |
| Last Sale | $615,000 (Dec 2025) |
| Tax Bill | $3,962 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jul 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 919710-0264 |
| Primary APN | 919710-0264 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Upper Floors Area | 620 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Triplex |
| Lot Area | 8,183 sqft (0.188 acres) |
| Garage Type | Detached |
| Garage Area | 290 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 180 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 919710026403 |
|---|---|
| Street Address | 644 3RD AVE S |
| City | KENT |
| State | WA |
| Zip | 98032-6132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-2 |
| Legal Description | WATERMANS ACRE TRS TO KENT S 50 FT OF N 100 FT OF W 1/2 |
| Legal Range | 04 |
| Legal Township | 22 |
| Legal Section | 24 |
| Legal Subdivision | WATERMANS ACRE TRS TO KENT |
| Legal Tract | TO |
| Legal Lot Number | 26 |
| Jurisdiction | KING WA |
| Township / Civil Division | SEATTLE |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 29701 |
644 3rd Ave S is owned and occupied by an individual who bought it in December 2025.
Source: King County records, as of October 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 644 3RD AVE S, KENT, WA 98032-6132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 17, 2025 | Warranty Deed, Transfer · Line of Credit MERCHANTS MORTGAGE NW LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on File |
| Deed Sale | Dec 15, 2025 · Amount on File |
| Prior Sale | Jul 17, 2025 · Amount on File |
| Deed Document Number | 2025397 |
| Prior Transfer Date | Dec 31, 1998 |
| Prior Transfer Doc | 0000002404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Dec 15, 2025 |
| Property Address | 644 3RD AVE S, KENT, WA 98032-6132 |
| Document Number | 0000000397 |
| Map Reference | VOL 12 PG 11 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 20251215000397 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,007.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 3RD AVE S, KENT, WA 98032-6132 |
| Document Number | 0000000398 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 20251215000398 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Jul 17, 2025 |
| Property Address | 644 3RD AVE S, KENT, WA 98032-6132 |
| Document Number | 0000000630 |
| Map Reference | VOL 12 PG 11 |
| Instrument Date | Jul 9, 2025 |
| Instrument | 20250717000630 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | FATCO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,565.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15600 NE 8TH ST # 820, 820, BELLEVUE, WA 98008-3927 |
| Document Number | 0000000631 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 20250717000631 |
| Name | MERCHANTS MORTGAGE NW LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 15 Months |
| Due | Oct 7, 2026 |
The 2026 property tax bill for 644 3rd Ave S was $3,962.
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Kent City |
| Unified School District | Kent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,962.00 | ||
| 2025 | $369,000 (-1.34%) Land $181,000 Building $188,000 | $369,000 (-1.34%) Land $181,000 Building $188,000 | |
| 2024 | $3,799.00 | $374,000 Land $163,000 Building $211,000 | $374,000 Land $163,000 Building $211,000 |
| 2022 | $3,895.00 | $372,000 Land $184,000 Building $188,000 | $372,000 Land $184,000 Building $188,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 3rd Ave S in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 644 3rd Ave S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT WATER DEPARTMENT serves 166,421 people · EPA ID WA5338150 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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