Merced County property record for 644 1st St, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,217 sqft · built 2004 |
| Lot Size | 0.111 acres (4,833 sqft) |
| Owner | Trust Name on File |
| Last Sale | $63,500 (Jun 2004) |
| Tax Bill | $3,106 (2025) |
| Deeds & Mortgages | May 2022 Transfer May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-044-030-000 |
| Primary APN | 025-044-030-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,217 sqft Living Area |
| Gross Area | 1,583 sqft |
| 1st Floor Area | 1,217 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,833 sqft (0.111 acres) |
| Garage Type | Attached |
| Garage Area | 366 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 025-044-030 |
|---|---|
| Street Address | 644 1ST ST |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-3600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOS BANOS POR LOTS 17-20 BLK 43 |
| Legal Subdivision | LOS BANOS |
| Legal Block | 43 |
| Legal Lot Number | 17-20 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2201 |
644 1st St is owner-occupied and held in a trust since May 2022.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 644 1ST ST, LOS BANOS, CA 93635-3600 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Intrafamily Transfer, Transfer |
| May 11, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2004 · Amount on File |
| Deed Sale | Jun 16, 2004 · Amount on File |
| Deed Document Number | 200438937 |
| Last Transfer Date | May 10, 2022 |
| Transfer Doc | 0000018531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 11, 2022 |
| Property Address | 644 1ST ST, LOS BANOS, CA 93635-3600 |
| Document Number | 0000018532 |
| Map Reference | VOL 2 PG 21 |
| Instrument Date | May 10, 2022 |
| Instrument | 2022018532 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 644 1ST ST, LOS BANOS, CA 93635-3600 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 11, 2022 |
| Property Address | 644 1ST ST, LOS BANOS, CA 93635-3600 |
| Document Number | 0000018531 |
| Map Reference | VOL 2 PG 21 |
| Instrument Date | May 10, 2022 |
| Instrument | 2022018531 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 1ST ST, LOS BANOS, CA 93635-3600 |
The 2025 property tax bill for 644 1st St was $3,106 with a homeowner's exemption, down 1.2% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $297,278 (+2%) Land $65,250 Building $232,028 | |
| 2025 | $3,106.00 (-1.21%) Homeowner's exemption | $291,450 Land $63,971 Building $227,479 |
| 2024 | $3,144.00 (+5.93%) | |
| 2023 | $2,968.00 (+1.54%) Homeowner's exemption | $280,135 Land $61,488 Building $218,647 |
| 2022 | $2,923.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 644 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 644 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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