644 13th St, Acton, ME 04001 Property Records

York County and Acton Town property record for 644 13th St, Acton, ME 04001

Property Summary

Property Type	Single Family Home
Details	384 sqft · built 1995
Lot Size	112 acres (4,903,114 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Nov 2019)
Tax Bill	$6,042 (2025)
Deeds & Mortgages	Jul 2021 Refinance Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ACTN M:143 L:036`

Property Details

APN / Parcel Number

Primary APN	`ACTN M:143 L:036`
Alternative APN	`7290`

Interior

Building Area	384 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	4,903,114 sqft (112 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	7290
Street Address	644 13TH ST
City	ACTON
State	ME
Zip	04001-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	36
Jurisdiction	ACTON ME
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1031
Census Tract	23501

Owner

644 13th St is owned and occupied by an individual who bought it in November 2019.

Source: York County and Acton Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	644 13TH ST, ACTON, ME 04001-5600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RTN FEDERAL CREDIT UNION
Nov 5, 2019	Deed of Trust, Mortgage RTN FCU
Nov 5, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RTN FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on File
Deed Sale	Nov 5, 2019 · Amount on File
Deed Document Number	20192019047491
Deed Book / Page	18090 / 746
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON ME
Property Address	644 13TH ST, ACTON, ME 04001-5600
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187410549
Date	Jul 21, 2021
Book Page	18741/549
Instrument	2021041851

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON ME
Property Address	644 13TH ST, ACTON, ME 04001-5600
Document Number	0180900750
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 13TH ST ACTON ME 04001, ACTON, ME 04001

Mortgage

Document Number	0180900750
Date	Nov 5, 2019
Book Page	018090/000750
Instrument	47493

Lender

Name	RTN FCU
Type	Credit Union
Address	WALTHAM, MA 02452

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ACTON ME
Recording Date	Nov 5, 2019
Property Address	644 13TH ST, ACTON, ME 04001-5600
Document Number	0180900746
Book / Page	18090 / 746
Instrument Date	Nov 5, 2019
Instrument	2019047491
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 MARION ST APT 17, 17, BROOKLINE, MA 02446-4750

Mortgage

Document Number	2019047493
Date	Nov 5, 2019
Instrument	2019047493

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 644 13th St was $6,042, up 2% from the year before.

Source: York County and Acton Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Acton Town
Unified School District	Acton (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,042.00 (+1.99%)	$837,937 (-) Land $551,910 Building $286,027
2024	$5,924.00 (+10.92%)	$837,937 (+1.19%) Land $551,910 Building $286,027
2023	$5,341.00 (+16.77%)	$828,117 (+116.36%) Land $551,910 Building $276,207
2022	$4,574.00	$382,742 Land $194,602 Building $188,140

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 644 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 13th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 13th St

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