6439 Windsor Gate Ln, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 6439 Windsor Gate Ln, Charlotte, NC 28215

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 944 sqft · built 1992
Lot Size	7.75 acres (337,721 sqft)
Owner	Company Name on Record
Tax Bill	$1,668 (2023)
Deeds & Mortgages	May 2020 Sale Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`107-304-82`

Property Details

APN / Parcel Number

Primary APN	`107-304-82`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	944 sqft Heated Area
1st Floor Area	480 sqft
Upper Floors Area	464 sqft
Flooring	Concrete/Cement
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	337,721 sqft (7.75 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	107-304-82
Street Address	6439 WINDSOR GATE LN
City	CHARLOTTE
State	NC
Zip	28215-4266
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R12MFCD
Legal Description	UNIT 6439 BLD 29 U/F 322
Legal Subdivision	WINDSOR GROVE CONDO PH XXX
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2020
Census Tract	1508

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3 CARNEGIE ST, MONROE, NJ 08831-5401
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jan 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECT HM LNS
Dec 27, 2019	Grant Deed, Transfer ATTORNEY ONLY
May 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2020
Deed Sale	May 21, 2020
Prior Sale	Dec 27, 2019
Deed Document Number	0003459913
Deed Book / Page	34599 / 13
Record Updated	Jun 7, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 21, 2020
Property Address	6439 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266
Document Number	0000072803
Book / Page	034599 / 000013
Instrument Date	May 15, 2020
Instrument	72803
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 CARNEGIE ST MONROE NJ 088315401, MONROE, NJ 08831-5401

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	6439 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266
Document Number	0000005257
Instrument Date	Jan 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6439 WINDSOR GATE LN CHARLOTTE NC 282154266, CHARLOTTE, NC 28215-4266

Mortgage

Document Number	0000005257
Date	Jan 13, 2020
Book Page	034199/000149
Instrument	5257

Lender

Name	DIRECT HM LNS
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 27, 2019
Property Address	6439 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266
Document Number	0000177221
Book / Page	034160 / 000220
Instrument Date	Dec 18, 2019
Instrument	177221
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3 CARNEGIE ST MONROE NJ 088315401, MONROE, NJ 08831-5401

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 30, 2018
Property Address	6439 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266
Document Number	0000066084
Book / Page	032714 / 000914
Instrument Date	May 30, 2018
Instrument	66084
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$154.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 CARNEGIE ST MONROE NJ 088315401, MONROE, NJ 08831-5401

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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